AIFD vs SCHD
TCW Artificial Intelligence ETF vs Schwab US Dividend Equity ETF
Which is better, AIFD or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AIFD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 51.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIFD | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $136M | $112.2B |
| Dividend Yield | 0.00% | 3.13% |
| Holdings | 35 | 103 |
| YTD Return | +33.43%Best | +28.59% |
| 1Y Return | +57.83%Best | +31.77% |
| 3Y Return (annualized) | - | +16.70% |
| 5Y Return (annualized) | - | +10.09% |
| Volatility (annualized) | 26.1% | 12.9%Best |
| Max Drawdown | -33.2% | -16.1%Best |
| $10,000 over 2.3 years | $19,816Best | $14,562 |
| Top 10 Weight | 51.0% | 41.5%Best |
| Fund Family | TCW ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 6, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 7, 2024 to Sep 3, 2026 (2.3 years).
AIFD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
AIFD vs SCHD Performance
TCW Artificial Intelligence ETF (AIFD) is an ETF from TCW ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AIFD returned +57.83% while SCHD returned +31.77%. Year to date, AIFD is up 33.43% versus a gain of 28.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIFD has been the more volatile fund, with annualized monthly volatility of 26.1% compared with 12.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.2% for AIFD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.04. They move largely independently of each other.
Fees and Cost Over Time
AIFD charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, AIFD currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 36 holdings in AIFD and 100 in SCHD, totalling 98.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 36 positions we hold weights for in AIFD and 100 in SCHD, against full books of 35 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for AIFD (99.9% of the fund), and 31 for AIFD that do not appear in SCHD (86.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AIFD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIFD or SCHD?
AIFD has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, AIFD or SCHD?
Over the past year AIFD returned +57.83% vs +31.77% for SCHD, so AIFD leads on 1-year performance. Over the longest common window we track (2 years), AIFD annualized +34.63% vs +17.75% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIFD or SCHD?
AIFD has been the more volatile fund at 26.1% annualized versus 12.9% for SCHD. Worst drawdown: AIFD -33.2% vs SCHD -16.1%.
Should I hold both AIFD and SCHD?
AIFD and SCHD have a monthly-return correlation of -0.04, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AIFD or SCHD?
AIFD yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AIFD?
SCHD has a lower expense ratio. AIFD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 51.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.