AIFD vs SCHD
TCW Artificial Intelligence ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AIFD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AIFD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $124M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 34 | 104 | |
| YTD Return | +40.97% | +25.58% | |
| 1Y Return | +64.35% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 26.8% | 13.6% | |
| Max Drawdown | -33.2% | -33.4% | |
| Fund Family | TCW ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 6, 2024 | Oct 20, 2011 |
AIFD vs SCHD Performance
TCW Artificial Intelligence ETF (AIFD) is a ETF from TCW ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AIFD returned +64.35% while SCHD returned +31.06%. Year to date, AIFD is up 40.97% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
AIFD has been the more volatile fund, with annualized monthly volatility of 26.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.2% for AIFD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.05. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AIFD charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, AIFD currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
AIFD and SCHD share 0 holdings out of 133 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AIFD or SCHD?
AIFD has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, AIFD or SCHD?
Over the past year AIFD returned +64.35% vs +31.06% for SCHD, so AIFD leads on 1-year performance. Over the longest common window we track (2 years), AIFD annualized +39.04% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, AIFD or SCHD?
AIFD has been the more volatile fund at 26.8% annualized versus 13.6% for SCHD. Worst drawdown: AIFD -33.2% vs SCHD -33.4%.
Should I hold both AIFD and SCHD?
AIFD and SCHD have a monthly-return correlation of -0.05, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AIFD and SCHD?
AIFD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 133 unique securities.
Which pays a higher dividend, AIFD or SCHD?
AIFD yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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