ALIL vs SCHD
Argent Focused Small Cap ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ALIL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.06% | |
| AUM | $25M | $103.7B | |
| Dividend Yield | 0.41% | 3.31% | |
| Holdings | 43 | 104 | |
| YTD Return | +11.37% | +25.58% | |
| 1Y Return | +10.78% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 15.9% | 13.6% | |
| Max Drawdown | -12.6% | -33.4% | |
| Fund Family | Argent | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 9, 2025 | Oct 20, 2011 |
ALIL vs SCHD Performance
Argent Focused Small Cap ETF (ALIL) is a ETF from Argent and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ALIL returned +10.78% while SCHD returned +31.06%. Year to date, ALIL is up 11.37% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
ALIL has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.6% for ALIL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ALIL charges 0.74% per year while SCHD charges 0.06%. On a $10,000 position that is $74 vs $6 annually, a gap of $68 per year that compounds over a long holding period. On income, ALIL currently yields 0.41% against 3.31% for SCHD.
Holdings Overlap
ALIL and SCHD share 0 holdings out of 142 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ALIL or SCHD?
ALIL has an expense ratio of 0.74% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $68 per year of difference.
Which performed better, ALIL or SCHD?
Over the past year ALIL returned +10.78% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), ALIL annualized +14.37% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, ALIL or SCHD?
ALIL has been the more volatile fund at 15.9% annualized versus 13.6% for SCHD. Worst drawdown: ALIL -12.6% vs SCHD -33.4%.
Should I hold both ALIL and SCHD?
ALIL and SCHD have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ALIL and SCHD?
ALIL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 142 unique securities.
Which pays a higher dividend, ALIL or SCHD?
ALIL yields 0.41% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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