ALIL vs VTI
Argent Focused Small Cap ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ALIL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.03% | |
| AUM | $25M | $663.5B | |
| Dividend Yield | 0.41% | 1.07% | |
| Holdings | 43 | 3,543 | |
| YTD Return | +11.49% | +14.96% | |
| 1Y Return | +8.62% | +22.39% | |
| 3Y Return (annualized) | - | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 15.9% | 15.4% | |
| Max Drawdown | -12.6% | -56.6% | |
| Fund Family | Argent | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 9, 2025 | May 24, 2001 |
ALIL vs VTI Performance
Argent Focused Small Cap ETF (ALIL) is a ETF from Argent and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ALIL returned +8.62% while VTI returned +22.39%. Year to date, ALIL is up 11.49% versus a gain of 14.96% for VTI.
Risk: Volatility and Drawdowns
ALIL has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.6% for ALIL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ALIL charges 0.74% per year while VTI charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, ALIL currently yields 0.41% against 1.07% for VTI.
Holdings Overlap
ALIL and VTI share 27 holdings out of 2798 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ALIL or VTI?
ALIL has an expense ratio of 0.74% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, ALIL or VTI?
Over the past year ALIL returned +8.62% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), ALIL annualized +14.43% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, ALIL or VTI?
ALIL has been the more volatile fund at 15.9% annualized versus 15.4% for VTI. Worst drawdown: ALIL -12.6% vs VTI -56.6%.
Should I hold both ALIL and VTI?
ALIL and VTI have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ALIL and VTI?
ALIL and VTI share 27 common holdings with a 0.1% weight overlap. Combined, they hold 2798 unique securities.
Which pays a higher dividend, ALIL or VTI?
ALIL yields 0.41% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.