ALIL vs VTI
Argent Focused Small Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ALIL or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 35.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ALIL | VTI |
|---|---|---|
| Expense Ratio | 0.74% | 0.03%Best |
| AUM | $23M | $690.1B |
| Dividend Yield | 0.44% | 1.03% |
| Holdings | 43 | 3,524 |
| YTD Return | +4.27% | +12.51%Best |
| 1Y Return | +4.72% | +15.23%Best |
| 3Y Return (annualized) | - | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Volatility (annualized) | 15.1% | 11.8%Best |
| Max Drawdown | -12.6% | -8.9%Best |
| $10,000 over 1.5 years | $11,228 | $14,289Best |
| Top 10 Weight | 35.9% | 33.3%Best |
| Fund Family | Argent | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Apr 9, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Apr 9, 2025 to Oct 1, 2026 (1.5 years).
ALIL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
ALIL vs VTI Performance
Argent Focused Small Cap ETF (ALIL) is an ETF from Argent and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ALIL returned +4.72% while VTI returned +15.23%. Year to date, ALIL is up 4.27% versus a gain of 12.51% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ALIL has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.6% for ALIL and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ALIL charges 0.74% per year while VTI charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, ALIL currently yields 0.44% against 1.03% for VTI.
Holdings Overlap
95.7% of ALIL's money is in holdings VTI also owns. 0.3% of VTI's money is in holdings ALIL also owns.
Most of ALIL is already inside VTI. Owning both mostly buys the same companies twice.
39 positions in common, counted across the 42 positions we hold weights for in ALIL and 3,463 in VTI, against full books of 43 and 3,524.
What only one of them owns
Our book lists 1,122 positions for VTI that do not appear in our book for ALIL (97.1% of the fund), and 1 for ALIL that do not appear in VTI (0.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ALIL | Weight in VTI | Difference |
|---|---|---|---|
| VCTRVictory Receivables Corp | 4.76% | 0.01% | 4.75% |
| NPOEnpro Industries Inc | 4.23% | 0.01% | 4.22% |
| PLUSEplus Inc | 3.90% | 0.00% | 3.90% |
| IESCIes Holdings, Inc. | 3.81% | 0.01% | 3.80% |
| MEDPMedpace Holdings Inc | 3.80% | 0.02% | 3.78% |
| CHEFChefs' Warehouse, Inc. | 3.37% | 0.01% | 3.36% |
| GRBKGreen Brick Partners Inc | 3.33% | 0.00% | 3.33% |
| ROLLRbc Bearings Inc | 3.13% | 0.02% | 3.11% |
| HLIHoulihan Lokey Inc | 2.81% | 0.01% | 2.80% |
| FROGJfrog Ltd | 2.79% | 0.01% | 2.78% |
95.7% of ALIL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ALIL or VTI?
ALIL has an expense ratio of 0.74% while VTI charges 0.03%. VTI is the cheaper option, by $71 a year on a $10,000 investment.
Which performed better, ALIL or VTI?
Over the past year ALIL returned +4.72% vs +15.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), ALIL annualized +8.03% vs +26.86% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ALIL or VTI?
ALIL has been the more volatile fund at 15.1% annualized versus 11.8% for VTI. Worst drawdown: ALIL -12.6% vs VTI -8.9%.
Should I hold both ALIL and VTI?
ALIL and VTI have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ALIL and VTI?
95.7% of ALIL's money is in holdings VTI also owns. 0.3% of VTI's is in holdings ALIL also owns. They hold 39 positions in common, counted across the 42 positions we hold weights for in ALIL and 3,463 in VTI.
Which pays a higher dividend, ALIL or VTI?
ALIL yields 0.44% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than ALIL?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 35.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.