AMID vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricAMIDSCHDWinner
Expense Ratio0.52%0.06%
AUM$111M$103.7B
Dividend Yield0.33%3.31%
Holdings46104
YTD Return+9.21%+25.33%
1Y Return+11.36%+32.31%
3Y Return (annualized)+11.26%+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)18.0%13.6%
Max Drawdown-23.1%-33.4%
Fund FamilyAlpha ArchitectCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 17, 2022Oct 20, 2011

AMID vs SCHD Performance

Argent Mid Cap ETF (AMID) is a ETF from Alpha Architect and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AMID returned +11.36% while SCHD returned +32.31%. Year to date, AMID is up 9.21% versus a gain of 25.33% for SCHD.

Over three years, AMID compounded at +11.26% per year against +15.40% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.45% annualized vs +11.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AMID has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.1% for AMID and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AMID charges 0.52% per year while SCHD charges 0.06%. On a $10,000 position that is $52 vs $6 annually, a gap of $46 per year that compounds over a long holding period. On income, AMID currently yields 0.33% against 3.31% for SCHD.

Holdings Overlap

0.5%overlap

AMID and SCHD share 1 holdings out of 145 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AMIDWeight in SCHDDifference
EWBC2.04%0.47%1.57%

Frequently Asked Questions

Which is cheaper, AMID or SCHD?

AMID has an expense ratio of 0.52% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, AMID or SCHD?

Over the past year AMID returned +11.36% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), AMID annualized +11.07% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, AMID or SCHD?

AMID has been the more volatile fund at 18.0% annualized versus 13.6% for SCHD. Worst drawdown: AMID -23.1% vs SCHD -33.4%.

Should I hold both AMID and SCHD?

AMID and SCHD have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AMID and SCHD?

AMID and SCHD share 1 common holdings with a 0.5% weight overlap. Combined, they hold 145 unique securities.

Which pays a higher dividend, AMID or SCHD?

AMID yields 0.33% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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