AOM vs VTI
iShares Core 40/60 Moderate Allocation ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, AOM or VTI?
Debt-oriented balanced against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AOM | VTI |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $1.8B | $666.9B |
| Dividend Yield | 3.05% | 1.03% |
| Holdings | 9 | 3,543 |
| YTD Return | +4.39% | +12.30%Best |
| 1Y Return | +7.01% | +16.08%Best |
| 3Y Return (annualized) | +10.79% | +21.01%Best |
| 5Y Return (annualized) | +4.62% | +12.36%Best |
| Volatility (annualized) | 7.3%Best | 15.3% |
| Max Drawdown | -20.0%Best | -35.0% |
| $10,000 over 5 years | $12,534 | $17,908Best |
| Top 10 Weight | - | 33.3% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Debt-oriented balanced | Large Cap Blend |
| Inception | Nov 4, 2008 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Nov 11, 2008 to Sep 18, 2026 (17.9 years).
AOM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 17.9 years both funds cover.
AOM vs VTI Performance
iShares Core 40/60 Moderate Allocation ETF (AOM) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AOM returned +7.01% while VTI returned +16.08%. Year to date, AOM is up 4.39% versus a gain of 12.30% for VTI.
Over three years, AOM compounded at +10.79% per year against +21.01% for VTI; over five years the annualized figures are +4.62% and +12.36% respectively. Across the full 18-year window we track, VTI has the edge at +13.17% annualized vs +5.00%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.3% for AOM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.0% for AOM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AOM charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AOM currently yields 3.05% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 8 holdings in AOM and 3,463 in VTI, totalling 99.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 8 positions we hold weights for in AOM and 3,463 in VTI, against full books of 9 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for AOM (97.5% of the fund), and 8 for AOM that do not appear in VTI (99.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AOM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AOM or VTI?
AOM has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, AOM or VTI?
Over the past year AOM returned +7.01% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (18 years), AOM annualized +5.00% vs +13.17% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AOM or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.3% for AOM. Worst drawdown: AOM -20.0% vs VTI -35.0%.
Should I hold both AOM and VTI?
AOM and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, AOM or VTI?
AOM yields 3.05% while VTI yields 1.03%, so AOM currently pays the higher dividend yield.
Is VTI better than AOM?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.