APRZ vs SCHD
Trueshares Structured Outcome (April) ETF vs Schwab US Dividend Equity ETF
Which is better, APRZ or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. APRZ led over the full window, SCHD over 1Y, 3Y and 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | APRZ | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $33M | $112.1B |
| Dividend Yield | 3.09% | 3.00% |
| Holdings | 13 | 103 |
| YTD Return | +8.08% | +25.07%Best |
| 1Y Return | +7.82% | +27.61%Best |
| 3Y Return (annualized) | +13.92% | +15.74%Best |
| 5Y Return (annualized) | +9.75% | +9.89%Best |
| Volatility (annualized) | 11.5%Best | 14.5% |
| Max Drawdown | -18.1% | -16.9%Best |
| $10,000 over 5 years | $15,923 | $16,025Best |
| Fund Family | TrueShares | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Mar 31, 2021 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2021 to Sep 11, 2026 (5.4 years).
APRZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
APRZ vs SCHD Performance
Trueshares Structured Outcome (April) ETF (APRZ) is an ETF from TrueShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year APRZ returned +7.82% while SCHD returned +27.61%. Year to date, APRZ is up 8.08% versus a gain of 25.07% for SCHD.
Over three years, APRZ compounded at +13.92% per year against +15.74% for SCHD; over five years the annualized figures are +9.75% and +9.89% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 11.5% for APRZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for APRZ and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
APRZ charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, APRZ currently yields 3.09% against 3.00% for SCHD.
Holdings Overlap
At least 0.1% of SCHD's money is in holdings APRZ also owns.
Stated as a floor: for APRZ, our book for it covers 0.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 1 positions we hold weights for in APRZ and 100 in SCHD, against full books of 13 and 103.
Top Shared Holdings
| Stock | Weight in APRZ | Weight in SCHD | Difference |
|---|---|---|---|
| GVMXXSsi Us Gov Money Market Class | 0.09% | 0.06% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of APRZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, APRZ or SCHD?
APRZ has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
Which performed better, APRZ or SCHD?
Over the past year APRZ returned +7.82% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, APRZ or SCHD?
SCHD has been the more volatile fund at 14.5% annualized versus 11.5% for APRZ. Worst drawdown: APRZ -18.1% vs SCHD -16.9%.
Should I hold both APRZ and SCHD?
APRZ and SCHD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, APRZ or SCHD?
APRZ yields 3.09% while SCHD yields 3.00%, so APRZ currently pays the higher dividend yield.
Is SCHD better than APRZ?
SCHD has a lower expense ratio. APRZ led over the full window, SCHD over 1Y, 3Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.