ARKD vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricARKDSPYWinner
Expense Ratio0.89%0.09%
AUM$2M$789.1B
Dividend Yield0.00%1.01%
Holdings10505
YTD Return-0.61%+13.75%
1Y Return-66.94%+22.91%
3Y Return (annualized)-+21.67%
5Y Return (annualized)-+13.32%
Volatility (annualized)61.5%15.3%
Max Drawdown-72.1%-56.5%
Fund FamilyArk InvestState Street Investment Management
CategoryAlternativeEquity
InceptionJan 2, 2026Jan 22, 1993

ARKD vs SPY Performance

ARK DIET Q1 Buffer ETF (ARKD) is a ETF from Ark Invest and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ARKD returned -66.94% while SPY returned +22.91%. Year to date, ARKD is down 0.61% versus a gain of 13.75% for SPY.

Risk: Volatility and Drawdowns

ARKD has been the more volatile fund, with annualized monthly volatility of 61.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.1% for ARKD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ARKD charges 0.89% per year while SPY charges 0.09%. On a $10,000 position that is $89 vs $9 annually, a gap of $80 per year that compounds over a long holding period. On income, ARKD currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

ARKD and SPY share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ARKD or SPY?

ARKD has an expense ratio of 0.89% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $80 per year of difference.

Which performed better, ARKD or SPY?

Over the past year ARKD returned -66.94% vs +22.91% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (3 years), ARKD annualized -11.61% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, ARKD or SPY?

ARKD has been the more volatile fund at 61.5% annualized versus 15.3% for SPY. Worst drawdown: ARKD -72.1% vs SPY -56.5%.

Should I hold both ARKD and SPY?

ARKD and SPY have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ARKD and SPY?

ARKD and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, ARKD or SPY?

ARKD yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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