ARMU vs SCHD

ARMU vs SCHD

Which is better, ARMU or SCHD?

SCHD has been ahead.

SCHD has a lower expense ratio. SCHD led over the full window.

Lower Fees: SCHDHigher Returns (full window): SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricARMUSCHD
Expense Ratio1.05%0.06%Best
AUM$2M$112.1B
Dividend Yield0.00%3.00%
Holdings3103
Volatility (annualized)111.1%15.5%Best
Max Drawdown-68.1%-13.8%Best
$10,000 over 1 years$6,451$11,441Best
Fund FamilyREX SharesCharles Schwab Asset Management
CategoryAlternativeEquity
Style-Large Cap Value
InceptionMar 4, 2025Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 189 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ARMU has data through Mar 16, 2026 and SCHD through Sep 21, 2026.

Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Mar 4, 2025 to Mar 16, 2026 (1 years).

Risk: Volatility and Drawdowns

ARMU has been the more volatile fund, with annualized monthly volatility of 111.1% compared with 15.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -68.1% for ARMU and -13.8% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.05. They move largely independently of each other.

Fees and Cost Over Time

ARMU charges 1.05% per year while SCHD charges 0.06%. On a $10,000 position that is $105 vs $6 annually, a gap of $99 per year that compounds over a long holding period. On income, ARMU currently yields 0.00% against 3.00% for SCHD.

You are not choosing between two funds in isolation.

Whichever of ARMU and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ARMUSCHD

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Frequently Asked Questions

Which is cheaper, ARMU or SCHD?

ARMU has an expense ratio of 1.05% while SCHD charges 0.06%. SCHD is the cheaper option, by $99 a year on a $10,000 investment.

Which is riskier, ARMU or SCHD?

ARMU has been the more volatile fund at 111.1% annualized versus 15.5% for SCHD. Worst drawdown: ARMU -68.1% vs SCHD -13.8%.

Should I hold both ARMU and SCHD?

ARMU and SCHD have a monthly-return correlation of 0.05, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ARMU or SCHD?

ARMU yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than ARMU?

SCHD has a lower expense ratio. SCHD led over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.