AUGW vs VYM
AllianzIM US Equity Buffer20 Aug ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | AUGW | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.04% | |
| AUM | $134M | $79.0B | |
| Dividend Yield | 0.00% | 2.86% | |
| Holdings | 5 | 568 | |
| YTD Return | +6.53% | +16.10% | |
| 1Y Return | +10.99% | +25.99% | |
| 3Y Return (annualized) | +11.98% | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 5.6% | 14.6% | |
| Max Drawdown | -8.8% | -58.8% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 31, 2023 | Nov 10, 2006 |
AUGW vs VYM Performance
AllianzIM US Equity Buffer20 Aug ETF (AUGW) is a ETF from AllianzIM and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year AUGW returned +10.99% while VYM returned +25.99%. Year to date, AUGW is up 6.53% versus a gain of 16.10% for VYM.
Over three years, AUGW compounded at +11.98% per year against +18.29% for VYM. Across the full 3-year window we track, AUGW has the edge at +11.40% annualized vs +7.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.6% for AUGW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for AUGW and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AUGW charges 0.74% per year while VYM charges 0.04%. On a $10,000 position that is $74 vs $4 annually, a gap of $70 per year that compounds over a long holding period. On income, AUGW currently yields 0.00% against 2.86% for VYM.
Frequently Asked Questions
Which is cheaper, AUGW or VYM?
AUGW has an expense ratio of 0.74% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $70 per year of difference.
Which performed better, AUGW or VYM?
Over the past year AUGW returned +10.99% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), AUGW annualized +11.40% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, AUGW or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 5.6% for AUGW. Worst drawdown: AUGW -8.8% vs VYM -58.8%.
Should I hold both AUGW and VYM?
AUGW and VYM have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, AUGW or VYM?
AUGW yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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