AUMI vs SCHD
Themes Gold Miners ETF vs Schwab US Dividend Equity ETF
Which is better, AUMI or SCHD?
Commodities against Large Cap Value.
SCHD has a lower expense ratio. AUMI led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 47.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AUMI | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $26M | $112.1B |
| Dividend Yield | 0.77% | 3.00% |
| Holdings | 36 | 103 |
| YTD Return | +9.11% | +24.59%Best |
| 1Y Return | +37.01%Best | +28.14% |
| 3Y Return (annualized) | - | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 42.4% | 12.8%Best |
| Max Drawdown | -39.8% | -16.1%Best |
| $10,000 over 2.7 years | $38,598Best | $14,905 |
| Top 10 Weight | 47.8% | 41.8%Best |
| Fund Family | Themes ETFs | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Value |
| Inception | Dec 13, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 13, 2023 to Sep 10, 2026 (2.7 years).
AUMI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
AUMI vs SCHD Performance
Themes Gold Miners ETF (AUMI) is an ETF from Themes ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AUMI returned +37.01% while SCHD returned +28.14%. Year to date, AUMI is up 9.11% versus a gain of 24.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AUMI has been the more volatile fund, with annualized monthly volatility of 42.4% compared with 12.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.8% for AUMI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AUMI charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, AUMI currently yields 0.77% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 31 holdings in AUMI and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 31 positions we hold weights for in AUMI and 100 in SCHD, against full books of 36 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for AUMI (99.9% of the fund), and 2 for AUMI that do not appear in SCHD (4.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AUMI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AUMI or SCHD?
AUMI has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, AUMI or SCHD?
Over the past year AUMI returned +37.01% vs +28.14% for SCHD, so AUMI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AUMI or SCHD?
AUMI has been the more volatile fund at 42.4% annualized versus 12.8% for SCHD. Worst drawdown: AUMI -39.8% vs SCHD -16.1%.
Should I hold both AUMI and SCHD?
AUMI and SCHD have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AUMI or SCHD?
AUMI yields 0.77% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AUMI?
SCHD has a lower expense ratio. AUMI led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 47.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.