AUMI vs SCHD
Themes Gold Miners ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AUMI delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AUMI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $22M | $103.7B | |
| Dividend Yield | 1.03% | 3.31% | |
| Holdings | 71 | 104 | |
| YTD Return | +5.15% | +25.58% | |
| 1Y Return | +62.14% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 40.6% | 13.6% | |
| Max Drawdown | -39.8% | -33.4% | |
| Fund Family | Themes ETFs | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Dec 13, 2023 | Oct 20, 2011 |
AUMI vs SCHD Performance
Themes Gold Miners ETF (AUMI) is a ETF from Themes ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AUMI returned +62.14% while SCHD returned +31.06%. Year to date, AUMI is up 5.15% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
AUMI has been the more volatile fund, with annualized monthly volatility of 40.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.8% for AUMI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AUMI charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, AUMI currently yields 1.03% against 3.31% for SCHD.
Holdings Overlap
AUMI and SCHD share 0 holdings out of 132 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AUMI or SCHD?
AUMI has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, AUMI or SCHD?
Over the past year AUMI returned +62.14% vs +31.06% for SCHD, so AUMI leads on 1-year performance. Over the longest common window we track (3 years), AUMI annualized +65.08% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, AUMI or SCHD?
AUMI has been the more volatile fund at 40.6% annualized versus 13.6% for SCHD. Worst drawdown: AUMI -39.8% vs SCHD -33.4%.
Should I hold both AUMI and SCHD?
AUMI and SCHD have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AUMI and SCHD?
AUMI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 132 unique securities.
Which pays a higher dividend, AUMI or SCHD?
AUMI yields 1.03% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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