AVDS vs SCHD
Avantis International Small Cap Equity ETF vs Schwab US Dividend Equity ETF
Which is better, AVDS or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AVDS led over 3Y and the full window, SCHD over 1Y. AVDS is less concentrated, with 2.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AVDS | SCHD |
|---|---|---|
| Expense Ratio | 0.30% | 0.06%Best |
| AUM | $370M | $119.9B |
| Dividend Yield | 2.63% | 2.96% |
| Holdings | 6,172 | 204 |
| YTD Return | +7.56% | +29.95%Best |
| 1Y Return | +16.15% | +37.26%Best |
| 3Y Return (annualized) | +20.39%Best | +19.10% |
| 5Y Return (annualized) | - | +9.87% |
| Volatility (annualized) | 14.5% | 14.4%Best |
| Max Drawdown | -13.5%Best | -16.1% |
| $10,000 over 3.3 years | $16,047Best | $15,883 |
| Top 10 Weight | 2.3%Best | 41.8% |
| Fund Family | Avantis Investors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Jul 18, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jul 20, 2023 to Nov 6, 2026 (3.3 years).
AVDS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
AVDS vs SCHD Performance
Avantis International Small Cap Equity ETF (AVDS) is an ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AVDS returned +16.15% while SCHD returned +37.26%. Year to date, AVDS is up 7.56% versus a gain of 29.95% for SCHD.
Over three years, AVDS compounded at +20.39% per year against +19.10% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVDS has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 14.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.5% for AVDS and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AVDS charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, AVDS currently yields 2.63% against 2.96% for SCHD.
Holdings Overlap
We hold position weights for 3,046 holdings in AVDS and 98 in SCHD, totalling 98.4% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3,046 positions we hold weights for in AVDS and 98 in SCHD, against full books of 6,172 and 204.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for AVDS (99.8% of the fund), and 34 for AVDS that do not appear in SCHD (1.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AVDS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AVDS or SCHD?
AVDS has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, AVDS or SCHD?
Over the past year AVDS returned +16.15% vs +37.26% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AVDS or SCHD?
AVDS has been the more volatile fund at 14.5% annualized versus 14.4% for SCHD. Worst drawdown: AVDS -13.5% vs SCHD -16.1%.
Should I hold both AVDS and SCHD?
AVDS and SCHD have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AVDS or SCHD?
AVDS yields 2.63% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AVDS?
SCHD has a lower expense ratio. AVDS led over 3Y and the full window, SCHD over 1Y. AVDS is less concentrated, with 2.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.