AVES vs SCHD

AVES vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. AVES offers more diversification with 1,887 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: AVES

Side-by-Side Comparison

MetricAVESSCHDWinner
Expense Ratio0.36%0.06%
AUM$1.5B$108.7B
Dividend Yield2.60%3.13%
Holdings1,887104
YTD Return+11.68%+26.54%
1Y Return+21.16%+30.90%
3Y Return (annualized)+19.09%+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)16.5%13.6%
Max Drawdown-27.4%-33.4%
Fund FamilyAvantis InvestorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionSep 29, 2021Oct 20, 2011

AVES vs SCHD Performance

Avantis Emerging Markets Value ETF (AVES) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVES returned +21.16% while SCHD returned +30.90%. Year to date, AVES is up 11.68% versus a gain of 26.54% for SCHD.

Over three years, AVES compounded at +19.09% per year against +16.29% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.51% annualized vs +9.20%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AVES has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.4% for AVES and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AVES charges 0.36% per year while SCHD charges 0.06%. On a $10,000 position that is $36 vs $6 annually, a gap of $30 per year that compounds over a long holding period. On income, AVES currently yields 2.60% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

AVES and SCHD share 0 holdings out of 1292 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AVES or SCHD?

AVES has an expense ratio of 0.36% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, AVES or SCHD?

Over the past year AVES returned +21.16% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), AVES annualized +9.20% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, AVES or SCHD?

AVES has been the more volatile fund at 16.5% annualized versus 13.6% for SCHD. Worst drawdown: AVES -27.4% vs SCHD -33.4%.

Should I hold both AVES and SCHD?

AVES and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AVES and SCHD?

AVES and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1292 unique securities.

Which pays a higher dividend, AVES or SCHD?

AVES yields 2.60% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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