AVGB vs SCHD
Avantis Credit ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. AVGB offers more diversification with 160 holdings.
Side-by-Side Comparison
| Metric | AVGB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.06% | |
| AUM | $20M | $108.7B | |
| Dividend Yield | 3.25% | 3.13% | |
| Holdings | 160 | 104 | |
| YTD Return | +0.90% | +26.50% | |
| 1Y Return | +2.99% | +31.25% | |
| 3Y Return (annualized) | - | +16.34% | |
| 5Y Return (annualized) | - | +10.10% | |
| Volatility (annualized) | 2.4% | 13.6% | |
| Max Drawdown | -2.1% | -33.4% | |
| Fund Family | Avantis Investors | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Apr 15, 2025 | Oct 20, 2011 |
AVGB vs SCHD Performance
Avantis Credit ETF (AVGB) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVGB returned +2.99% while SCHD returned +31.25%. Year to date, AVGB is up 0.90% versus a gain of 26.50% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 2.4% for AVGB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.1% for AVGB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AVGB charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, AVGB currently yields 3.25% against 3.13% for SCHD.
Holdings Overlap
AVGB and SCHD share 0 holdings out of 192 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AVGB or SCHD?
AVGB has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, AVGB or SCHD?
Over the past year AVGB returned +2.99% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), AVGB annualized +4.90% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, AVGB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 2.4% for AVGB. Worst drawdown: AVGB -2.1% vs SCHD -33.4%.
Should I hold both AVGB and SCHD?
AVGB and SCHD have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AVGB and SCHD?
AVGB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 192 unique securities.
Which pays a higher dividend, AVGB or SCHD?
AVGB yields 3.25% while SCHD yields 3.13%, so AVGB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.