AVIG vs SCHD
Avantis Core Fixed Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. AVIG offers more diversification with 772 holdings.
Side-by-Side Comparison
| Metric | AVIG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.06% | |
| AUM | $1.9B | $103.7B | |
| Dividend Yield | 4.34% | 3.31% | |
| Holdings | 782 | 104 | |
| YTD Return | -0.41% | +24.26% | |
| 1Y Return | +2.04% | +31.38% | |
| 3Y Return (annualized) | +4.45% | +15.08% | |
| 5Y Return (annualized) | -0.21% | +9.72% | |
| Volatility (annualized) | 6.5% | 13.6% | |
| Max Drawdown | -19.7% | -33.4% | |
| Fund Family | Avantis Investors | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Oct 13, 2020 | Oct 20, 2011 |
AVIG vs SCHD Performance
Avantis Core Fixed Income ETF (AVIG) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVIG returned +2.04% while SCHD returned +31.38%. Year to date, AVIG is down 0.41% versus a gain of 24.26% for SCHD.
Over three years, AVIG compounded at +4.45% per year against +15.08% for SCHD; over five years the annualized figures are -0.21% and +9.72% respectively. Across the full 6-year window we track, SCHD has the edge at +11.39% annualized vs -0.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 6.5% for AVIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for AVIG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AVIG charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, AVIG currently yields 4.34% against 3.31% for SCHD.
Holdings Overlap
AVIG and SCHD share 0 holdings out of 872 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AVIG or SCHD?
AVIG has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, AVIG or SCHD?
Over the past year AVIG returned +2.04% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), AVIG annualized -0.26% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, AVIG or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 6.5% for AVIG. Worst drawdown: AVIG -19.7% vs SCHD -33.4%.
Should I hold both AVIG and SCHD?
AVIG and SCHD have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AVIG and SCHD?
AVIG and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 872 unique securities.
Which pays a higher dividend, AVIG or SCHD?
AVIG yields 4.34% while SCHD yields 3.31%, so AVIG currently pays the higher dividend yield.
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