AVIG vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. AVIG offers more diversification with 772 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: AVIG

Side-by-Side Comparison

MetricAVIGVYMWinner
Expense Ratio0.15%0.04%
AUM$1.9B$79.0B
Dividend Yield4.34%2.86%
Holdings782568
YTD Return-0.74%+16.16%
1Y Return+1.90%+26.05%
3Y Return (annualized)+4.66%+18.43%
5Y Return (annualized)-0.28%+12.21%
Volatility (annualized)6.5%14.6%
Max Drawdown-19.7%-58.8%
Fund FamilyAvantis InvestorsVanguard (US)
CategoryFixed IncomeEquity
InceptionOct 13, 2020Nov 10, 2006

AVIG vs VYM Performance

Avantis Core Fixed Income ETF (AVIG) is a ETF from Avantis Investors and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year AVIG returned +1.90% while VYM returned +26.05%. Year to date, AVIG is down 0.74% versus a gain of 16.16% for VYM.

Over three years, AVIG compounded at +4.66% per year against +18.43% for VYM; over five years the annualized figures are -0.28% and +12.21% respectively. Across the full 6-year window we track, VYM has the edge at +7.09% annualized vs -0.32%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.5% for AVIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.7% for AVIG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AVIG charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, AVIG currently yields 4.34% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

AVIG and VYM share 0 holdings out of 1330 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AVIG or VYM?

AVIG has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, AVIG or VYM?

Over the past year AVIG returned +1.90% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), AVIG annualized -0.32% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, AVIG or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 6.5% for AVIG. Worst drawdown: AVIG -19.7% vs VYM -58.8%.

Should I hold both AVIG and VYM?

AVIG and VYM have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AVIG and VYM?

AVIG and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1330 unique securities.

Which pays a higher dividend, AVIG or VYM?

AVIG yields 4.34% while VYM yields 2.86%, so AVIG currently pays the higher dividend yield.

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