AZNH vs SCHD

AZNH vs SCHD

Which is better, AZNH or SCHD?

Multi Alternative against Large Cap Value.

SCHD has a lower expense ratio. AZNH led over the full window, SCHD over 1Y.

Lower Fees: SCHDHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAZNHSCHD
Expense Ratio0.19%0.06%Best
AUM$1M$112.1B
Dividend Yield1.07%3.00%
Holdings2103
Volatility (annualized)21.7%14.7%Best
Max Drawdown-17.4%-16.1%Best
$10,000 over 1.3 years$11,527Best$11,119
Fund FamilyADRHCharles Schwab Asset Management
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Value
InceptionOct 1, 2024Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 228 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. AZNH has data through Jan 30, 2026 and SCHD through Sep 15, 2026.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Oct 7, 2024 to Jan 30, 2026 (1.3 years).

Risk: Volatility and Drawdowns

AZNH has been the more volatile fund, with annualized monthly volatility of 21.7% compared with 14.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.4% for AZNH and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.23. They move largely independently of each other.

Fees and Cost Over Time

AZNH charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, AZNH currently yields 1.07% against 3.00% for SCHD.

Holdings Overlap

We hold position weights for 1 holding in AZNH and 100 in SCHD, totalling 96.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 304 days apart, AZNH as of Oct 31, 2025 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 1 positions we hold weights for in AZNH and 100 in SCHD, against full books of 2 and 103.

You are not choosing between two funds in isolation.

Whichever of AZNH and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

AZNHSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, AZNH or SCHD?

AZNH has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.

Which is riskier, AZNH or SCHD?

AZNH has been the more volatile fund at 21.7% annualized versus 14.7% for SCHD. Worst drawdown: AZNH -17.4% vs SCHD -16.1%.

Should I hold both AZNH and SCHD?

AZNH and SCHD have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, AZNH or SCHD?

AZNH yields 1.07% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than AZNH?

SCHD has a lower expense ratio. AZNH led over the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.