BAPR vs VTI
Innovator US Equity Buffer ETF - April vs Vanguard Morningstar Total Stock Market ETF
Which is better, BAPR or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. BAPR led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BAPR | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $414M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 12 | 3,543 |
| YTD Return | +13.43%Best | +12.30% |
| 1Y Return | +16.58%Best | +16.08% |
| 3Y Return (annualized) | +14.93% | +21.01%Best |
| 5Y Return (annualized) | +11.31% | +12.36%Best |
| Volatility (annualized) | 10.3%Best | 17.0% |
| Max Drawdown | -23.9%Best | -35.0% |
| $10,000 over 5 years | $17,087 | $17,908Best |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Mar 29, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2019 to Sep 18, 2026 (7.5 years).
BAPR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.5 years both funds cover.
BAPR vs VTI Performance
Innovator US Equity Buffer ETF - April (BAPR) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BAPR returned +16.58% while VTI returned +16.08%. Year to date, BAPR is up 13.43% versus a gain of 12.30% for VTI.
Over three years, BAPR compounded at +14.93% per year against +21.01% for VTI; over five years the annualized figures are +11.31% and +12.36% respectively. Across the full 8-year window we track, VTI has the edge at +14.61% annualized vs +10.84%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 10.3% for BAPR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.9% for BAPR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BAPR charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, BAPR currently yields 0.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of BAPR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BAPR or VTI?
BAPR has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, BAPR or VTI?
Over the past year BAPR returned +16.58% vs +16.08% for VTI, so BAPR leads on 1-year performance. Over the longest common window we track (8 years), BAPR annualized +10.84% vs +14.61% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BAPR or VTI?
VTI has been the more volatile fund at 17.0% annualized versus 10.3% for BAPR. Worst drawdown: BAPR -23.9% vs VTI -35.0%.
Should I hold both BAPR and VTI?
BAPR and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, BAPR or VTI?
BAPR yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than BAPR?
VTI has a lower expense ratio. BAPR led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93. Which one suits a particular account depends on what it is for. This is information, not a recommendation.