BCIL vs IVV
Bancreek International Large Cap ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BCIL | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.80% | 0.03% | |
| AUM | $90M | $865.2B | |
| Dividend Yield | 0.74% | 1.09% | |
| Holdings | 31 | 508 | |
| YTD Return | +6.92% | +13.43% | |
| 1Y Return | +2.05% | +22.61% | |
| 3Y Return (annualized) | - | +21.47% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 15.7% | 15.1% | |
| Max Drawdown | -16.2% | -56.5% | |
| Fund Family | Bancreek Capital Advisors | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2024 | May 15, 2000 |
BCIL vs IVV Performance
Bancreek International Large Cap ETF (BCIL) is a ETF from Bancreek Capital Advisors and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BCIL returned +2.05% while IVV returned +22.61%. Year to date, BCIL is up 6.92% versus a gain of 13.43% for IVV.
Risk: Volatility and Drawdowns
BCIL has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for BCIL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BCIL charges 0.80% per year while IVV charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, BCIL currently yields 0.74% against 1.09% for IVV.
Holdings Overlap
BCIL and IVV share 0 holdings out of 535 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCIL or IVV?
BCIL has an expense ratio of 0.80% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $77 per year of difference.
Which performed better, BCIL or IVV?
Over the past year BCIL returned +2.05% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), BCIL annualized +8.15% vs +7.03% for IVV. Past performance does not guarantee future results.
Which is riskier, BCIL or IVV?
BCIL has been the more volatile fund at 15.7% annualized versus 15.1% for IVV. Worst drawdown: BCIL -16.2% vs IVV -56.5%.
Should I hold both BCIL and IVV?
BCIL and IVV have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCIL and IVV?
BCIL and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 535 unique securities.
Which pays a higher dividend, BCIL or IVV?
BCIL yields 0.74% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
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