BCIL vs VYM
Bancreek International Large Cap ETF vs Vanguard High Dividend Yield ETF
Which is better, BCIL or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 41.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCIL | VYM |
|---|---|---|
| Expense Ratio | 0.80% | 0.04%Best |
| AUM | $94M | $81.6B |
| Dividend Yield | 0.76% | 2.24% |
| Holdings | 31 | 613 |
| YTD Return | +7.01% | +14.82%Best |
| 1Y Return | +1.56% | +20.84%Best |
| 3Y Return (annualized) | - | +18.64% |
| 5Y Return (annualized) | - | +12.28% |
| Volatility (annualized) | 15.4% | 10.2%Best |
| Max Drawdown | -16.2% | -14.5%Best |
| $10,000 over 2.5 years | $12,110 | $14,678Best |
| Top 10 Weight | 41.4% | 25.9%Best |
| Fund Family | Bancreek Capital Advisors | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 21, 2024 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 21, 2024 to Sep 4, 2026 (2.5 years).
BCIL vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
BCIL vs VYM Performance
Bancreek International Large Cap ETF (BCIL) is an ETF from Bancreek Capital Advisors and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year BCIL returned +1.56% while VYM returned +20.84%. Year to date, BCIL is up 7.01% versus a gain of 14.82% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCIL has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 10.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for BCIL and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BCIL charges 0.80% per year while VYM charges 0.04%. On a $10,000 position that is $80 vs $4 annually, a gap of $76 per year that compounds over a long holding period. On income, BCIL currently yields 0.76% against 2.24% for VYM.
Holdings Overlap
We hold position weights for 30 holdings in BCIL and 602 in VYM, totalling 100.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 49 days apart, BCIL as of Aug 18, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 30 positions we hold weights for in BCIL and 602 in VYM, against full books of 31 and 613.
What only one of them owns
Our book lists 569 positions for VYM that do not appear in our book for BCIL (97.2% of the fund), and 0 for BCIL that do not appear in VYM (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BCIL and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCIL or VYM?
BCIL has an expense ratio of 0.80% while VYM charges 0.04%. VYM is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, BCIL or VYM?
Over the past year BCIL returned +1.56% vs +20.84% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BCIL or VYM?
BCIL has been the more volatile fund at 15.4% annualized versus 10.2% for VYM. Worst drawdown: BCIL -16.2% vs VYM -14.5%.
Should I hold both BCIL and VYM?
BCIL and VYM have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BCIL or VYM?
BCIL yields 0.76% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
Is VYM better than BCIL?
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 41.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.