BCLO vs VXUS

BCLO vs VXUS

Which is better, BCLO or VXUS?

Bank Loan against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBCLOVXUS
Expense Ratio0.45%0.05%Best
AUM$84M$158.1B
Dividend Yield6.57%2.51%
Holdings548,747
YTD Return+4.38%+13.35%Best
1Y Return+6.13%+22.44%Best
3Y Return (annualized)-+19.44%
5Y Return (annualized)-+8.82%
Volatility (annualized)3.0%Best11.7%
Max Drawdown-3.9%Best-13.6%
$10,000 over 1.6 years$11,145$14,544Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleBank LoanLarge Cap Blend
InceptionJan 29, 2025Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 30, 2025 to Sep 10, 2026 (1.6 years).

BCLO vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

BCLO vs VXUS Performance

iShares BBB-B CLO Active ETF (BCLO) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year BCLO returned +6.13% while VXUS returned +22.44%. Year to date, BCLO is up 4.38% versus a gain of 13.35% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 3.0% for BCLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.9% for BCLO and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BCLO charges 0.45% per year while VXUS charges 0.05%. On a $10,000 position that is $45 vs $5 annually, a gap of $40 per year that compounds over a long holding period. On income, BCLO currently yields 6.57% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 5 holdings in BCLO and 8,091 in VXUS, totalling 7.7% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 5 positions we hold weights for in BCLO and 8,091 in VXUS, against full books of 54 and 8,747.

You are not choosing between two funds in isolation.

Whichever of BCLO and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BCLOVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BCLO or VXUS?

BCLO has an expense ratio of 0.45% while VXUS charges 0.05%. VXUS is the cheaper option, by $40 a year on a $10,000 investment.

Which performed better, BCLO or VXUS?

Over the past year BCLO returned +6.13% vs +22.44% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), BCLO annualized +7.01% vs +26.38% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BCLO or VXUS?

VXUS has been the more volatile fund at 11.7% annualized versus 3.0% for BCLO. Worst drawdown: BCLO -3.9% vs VXUS -13.6%.

Should I hold both BCLO and VXUS?

BCLO and VXUS have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BCLO or VXUS?

BCLO yields 6.57% while VXUS yields 2.51%, so BCLO currently pays the higher dividend yield.

Is VXUS better than BCLO?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.