BFLB vs SPY
BufferLABS US Equity Dynamic Buffer ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BFLB | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.09% | |
| AUM | $66M | $821.1B | |
| Dividend Yield | 0.00% | 1.01% | |
| Holdings | 5 | 505 | |
| YTD Return | +8.78% | +13.21% | |
| 1Y Return | +10.67% | +19.87% | |
| 3Y Return (annualized) | - | +21.16% | |
| 5Y Return (annualized) | - | +12.74% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -5.1% | -56.5% | |
| Fund Family | BufferLabs LLC | State Street Investment Management | |
| Category | Alternative | Equity | |
| Inception | Oct 7, 2025 | Jan 22, 1993 |
BFLB vs SPY Performance
BufferLABS US Equity Dynamic Buffer ETF (BFLB) is a ETF from BufferLabs LLC and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BFLB returned +10.67% while SPY returned +19.87%. Year to date, BFLB is up 8.78% versus a gain of 13.21% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -5.1% for BFLB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
BFLB charges 0.79% per year while SPY charges 0.09%. On a $10,000 position that is $79 vs $9 annually, a gap of $70 per year that compounds over a long holding period. On income, BFLB currently yields 0.00% against 1.01% for SPY.
Holdings Overlap
BFLB and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BFLB or SPY?
BFLB has an expense ratio of 0.79% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $70 per year of difference.
Which performed better, BFLB or SPY?
Over the past year BFLB returned +10.67% vs +19.87% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between BFLB and SPY?
BFLB and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.
Which pays a higher dividend, BFLB or SPY?
BFLB yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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