BFLB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricBFLBVTIWinner
Expense Ratio0.79%0.03%
AUM$72M$663.5B
Dividend Yield0.00%1.07%
Holdings53,543
YTD Return+8.56%+13.87%
1Y Return-+23.31%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)-15.3%
Max Drawdown-5.1%-56.6%
Fund FamilyBufferLabs LLCVanguard (US)
CategoryAlternativeEquity
InceptionOct 7, 2025May 24, 2001

BFLB vs VTI Performance

BufferLABS US Equity Dynamic Buffer ETF (BFLB) is a ETF from BufferLabs LLC and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, BFLB is up 8.56% versus a gain of 13.87% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -5.1% for BFLB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BFLB charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, BFLB currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BFLB and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BFLB or VTI?

BFLB has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

What is the holdings overlap between BFLB and VTI?

BFLB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, BFLB or VTI?

BFLB yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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