BGB vs SCHD
Blackstone Strategic Credit 2027 Term Fund vs Schwab US Dividend Equity ETF
Which is better, BGB or SCHD?
Bank Loan against Large Cap Value.
SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BGB | SCHD |
|---|---|---|
| Expense Ratio | - | 0.06% |
| AUM | $528M | $112.1B |
| Dividend Yield | 7.87% | 3.00% |
| Holdings | 616 | 103 |
| YTD Return | -1.07% | +21.73%Best |
| 1Y Return | -1.77% | +26.35%Best |
| 3Y Return (annualized) | +8.99% | +16.02%Best |
| 5Y Return (annualized) | +4.07% | +9.26%Best |
| Volatility (annualized) | 11.8%Best | 14.0% |
| Max Drawdown | -59.1% | -33.4%Best |
| $10,000 over 5 years | $12,208 | $15,571Best |
| Fund Family | The Blackstone Group Inc | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Value |
| Inception | Sep 26, 2012 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 26, 2012 to Sep 25, 2026 (14 years).
BGB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14 years both funds cover.
BGB vs SCHD Performance
Blackstone Strategic Credit 2027 Term Fund (BGB) is an ETF from The Blackstone Group Inc and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BGB returned -1.77% while SCHD returned +26.35%. Year to date, BGB is down 1.07% versus a gain of 21.73% for SCHD.
Over three years, BGB compounded at +8.99% per year against +16.02% for SCHD; over five years the annualized figures are +4.07% and +9.26% respectively. Across the full 14-year window we track, SCHD has the edge at +10.81% annualized vs -0.89%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 11.8% for BGB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.1% for BGB and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Holdings Overlap
We hold position weights for 359 holdings in BGB and 100 in SCHD, totalling 76.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 243 days apart, BGB as of Dec 31, 2025 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 359 positions we hold weights for in BGB and 100 in SCHD, against full books of 616 and 103.
You are not choosing between two funds in isolation.
Whichever of BGB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, BGB or SCHD?
Over the past year BGB returned -1.77% vs +26.35% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), BGB annualized -0.89% vs +10.81% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BGB or SCHD?
SCHD has been the more volatile fund at 14.0% annualized versus 11.8% for BGB. Worst drawdown: BGB -59.1% vs SCHD -33.4%.
Should I hold both BGB and SCHD?
BGB and SCHD have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BGB or SCHD?
BGB yields 7.87% while SCHD yields 3.00%, so BGB currently pays the higher dividend yield.
Is SCHD better than BGB?
SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.