BINC vs VYM
iShares Flexible Income Active ETF vs Vanguard High Dividend Yield ETF
Which is better, BINC or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BINC | VYM |
|---|---|---|
| Expense Ratio | 0.40% | 0.04%Best |
| AUM | $16.6B | $81.6B |
| Dividend Yield | 5.87% | 2.22% |
| Holdings | 4,729 | 613 |
| YTD Return | +0.67% | +13.15%Best |
| 1Y Return | +2.20% | +17.82%Best |
| 3Y Return (annualized) | +6.47% | +17.99%Best |
| 5Y Return (annualized) | - | +12.16% |
| Volatility (annualized) | 3.3%Best | 11.0% |
| Max Drawdown | -2.7%Best | -14.5% |
| $10,000 over 3.3 years | $12,264 | $17,175Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | May 19, 2023 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 23, 2023 to Sep 10, 2026 (3.3 years).
BINC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
BINC vs VYM Performance
iShares Flexible Income Active ETF (BINC) is an ETF from BlackRock, Inc. (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year BINC returned +2.20% while VYM returned +17.82%. Year to date, BINC is up 0.67% versus a gain of 13.15% for VYM.
Over three years, BINC compounded at +6.47% per year against +17.99% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 11.0% compared with 3.3% for BINC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.7% for BINC and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BINC charges 0.40% per year while VYM charges 0.04%. On a $10,000 position that is $40 vs $4 annually, a gap of $36 per year that compounds over a long holding period. On income, BINC currently yields 5.87% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 1,029 holdings in BINC and 603 in VYM, totalling 40.4% and 99.5% of the two funds. That is not enough of BINC to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 1,029 positions we hold weights for in BINC and 603 in VYM, against full books of 4,729 and 613.
Top Shared Holdings
| Stock | Weight in BINC | Weight in VYM | Difference |
|---|---|---|---|
| MTCHII 5 12/15/27 14Match Group Inc | 0.01% | 0.04% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of BINC and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BINC or VYM?
BINC has an expense ratio of 0.40% while VYM charges 0.04%. VYM is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, BINC or VYM?
Over the past year BINC returned +2.20% vs +17.82% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BINC or VYM?
VYM has been the more volatile fund at 11.0% annualized versus 3.3% for BINC. Worst drawdown: BINC -2.7% vs VYM -14.5%.
Should I hold both BINC and VYM?
BINC and VYM have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BINC or VYM?
BINC yields 5.87% while VYM yields 2.22%, so BINC currently pays the higher dividend yield.
Is VYM better than BINC?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.