BINC vs VOO
iShares Flexible Income Active ETF vs Vanguard S&P 500 ETF
Which is better, BINC or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BINC | VOO |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $16.6B | $997.4B |
| Dividend Yield | 5.87% | 1.04% |
| Holdings | 4,729 | 509 |
| YTD Return | +0.67% | +11.55%Best |
| 1Y Return | +2.20% | +17.54%Best |
| 3Y Return (annualized) | +6.47% | +20.71%Best |
| 5Y Return (annualized) | - | +12.80% |
| Volatility (annualized) | 3.3%Best | 12.8% |
| Max Drawdown | -2.7%Best | -18.7% |
| $10,000 over 3.3 years | $12,264 | $19,114Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | May 19, 2023 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 23, 2023 to Sep 10, 2026 (3.3 years).
BINC vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
BINC vs VOO Performance
iShares Flexible Income Active ETF (BINC) is an ETF from BlackRock, Inc. (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year BINC returned +2.20% while VOO returned +17.54%. Year to date, BINC is up 0.67% versus a gain of 11.55% for VOO.
Over three years, BINC compounded at +6.47% per year against +20.71% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 3.3% for BINC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.7% for BINC and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BINC charges 0.40% per year while VOO charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, BINC currently yields 5.87% against 1.04% for VOO.
Holdings Overlap
At least 3.3% of VOO's money is in holdings BINC also owns.
Stated as a floor: for BINC, our book for it covers 40.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VOO and BINC share little of their money.
3 positions in common, counted across the 1,029 positions we hold weights for in BINC and 505 in VOO, against full books of 4,729 and 509.
You are not choosing between two funds in isolation.
Whichever of BINC and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BINC or VOO?
BINC has an expense ratio of 0.40% while VOO charges 0.03%. VOO is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, BINC or VOO?
Over the past year BINC returned +2.20% vs +17.54% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BINC or VOO?
VOO has been the more volatile fund at 12.8% annualized versus 3.3% for BINC. Worst drawdown: BINC -2.7% vs VOO -18.7%.
Should I hold both BINC and VOO?
BINC and VOO have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BINC and VOO?
At least 3.3% of VOO's money is in holdings BINC also owns. Our book for BINC is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 1,029 positions we hold weights for in BINC and 505 in VOO.
Which pays a higher dividend, BINC or VOO?
BINC yields 5.87% while VOO yields 1.04%, so BINC currently pays the higher dividend yield.
Is VOO better than BINC?
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.