BITC vs SPY

Quick Verdict

SPY has a lower expense ratio. BITC delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: BITCMore Diversified: SPY

Side-by-Side Comparison

MetricBITCSPYWinner
Expense Ratio0.90%0.09%
AUM$15M$789.1B
Dividend Yield3.38%1.01%
Holdings4505
YTD Return+274.59%+13.79%
1Y Return+187.19%+23.66%
3Y Return (annualized)+101.35%+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)157.2%15.3%
Max Drawdown-31.9%-56.5%
Fund FamilyBitwiseState Street Investment Management
CategoryAlternativeEquity
InceptionMar 20, 2023Jan 22, 1993

BITC vs SPY Performance

Bitwise Trendwise Bitcoin and Treasuries Rotation Strategy ETF (BITC) is a ETF from Bitwise and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BITC returned +187.19% while SPY returned +23.66%. Year to date, BITC is up 274.59% versus a gain of 13.79% for SPY.

Over three years, BITC compounded at +101.35% per year against +21.40% for SPY. Across the full 3-year window we track, BITC has the edge at +87.37% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BITC has been the more volatile fund, with annualized monthly volatility of 157.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.9% for BITC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BITC charges 0.90% per year while SPY charges 0.09%. On a $10,000 position that is $90 vs $9 annually, a gap of $81 per year that compounds over a long holding period. On income, BITC currently yields 3.38% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, BITC or SPY?

BITC has an expense ratio of 0.90% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, BITC or SPY?

Over the past year BITC returned +187.19% vs +23.66% for SPY, so BITC leads on 1-year performance. Over the longest common window we track (3 years), BITC annualized +87.37% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, BITC or SPY?

BITC has been the more volatile fund at 157.2% annualized versus 15.3% for SPY. Worst drawdown: BITC -31.9% vs SPY -56.5%.

Should I hold both BITC and SPY?

BITC and SPY have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BITC or SPY?

BITC yields 3.38% while SPY yields 1.01%, so BITC currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →