Quick Verdict

VTI has a lower expense ratio. BITC delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: BITCMore Diversified: VTI

Side-by-Side Comparison

MetricBITCVTIWinner
Expense Ratio0.90%0.03%
AUM$15M$663.5B
Dividend Yield3.38%1.07%
Holdings43,543
YTD Return+274.59%+14.20%
1Y Return+187.19%+24.16%
3Y Return (annualized)+101.35%+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)157.2%15.3%
Max Drawdown-31.9%-56.6%
Fund FamilyBitwiseVanguard (US)
CategoryAlternativeEquity
InceptionMar 20, 2023May 24, 2001

BITC vs VTI Performance

Bitwise Trendwise Bitcoin and Treasuries Rotation Strategy ETF (BITC) is a ETF from Bitwise and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BITC returned +187.19% while VTI returned +24.16%. Year to date, BITC is up 274.59% versus a gain of 14.20% for VTI.

Over three years, BITC compounded at +101.35% per year against +21.12% for VTI. Across the full 3-year window we track, BITC has the edge at +87.37% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BITC has been the more volatile fund, with annualized monthly volatility of 157.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.9% for BITC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BITC charges 0.90% per year while VTI charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, BITC currently yields 3.38% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, BITC or VTI?

BITC has an expense ratio of 0.90% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $87 per year of difference.

Which performed better, BITC or VTI?

Over the past year BITC returned +187.19% vs +24.16% for VTI, so BITC leads on 1-year performance. Over the longest common window we track (3 years), BITC annualized +87.37% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, BITC or VTI?

BITC has been the more volatile fund at 157.2% annualized versus 15.3% for VTI. Worst drawdown: BITC -31.9% vs VTI -56.6%.

Should I hold both BITC and VTI?

BITC and VTI have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BITC or VTI?

BITC yields 3.38% while VTI yields 1.07%, so BITC currently pays the higher dividend yield.

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