BJAN vs XUSP
Innovator US Equity Buffer ETF - January vs Innovator Uncapped Accelerated US Equity ETF
Which is better, BJAN or XUSP?
XUSP has been ahead.
XUSP led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.93.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BJAN | XUSP |
|---|---|---|
| Expense Ratio | 0.79%Tie | 0.79%Tie |
| AUM | $350M | $52M |
| Dividend Yield | 0.00% | 0.00% |
| Holdings | 18 | 28 |
| YTD Return | +11.29% | +15.41%Best |
| 1Y Return | +15.87% | +18.79%Best |
| 3Y Return (annualized) | +18.23% | +26.52%Best |
| 5Y Return (annualized) | +11.03% | - |
| Volatility (annualized) | 10.7%Best | 17.6% |
| Max Drawdown | -13.8%Best | -22.6% |
| $10,000 over 4.2 years | $17,673 | $20,559Best |
| Fund Family | Innovator ETFs Trust | Innovator ETFs Trust |
| Category | Alternative | Alternative |
| Style | Option Writing | Option Writing |
| Inception | Dec 31, 2018 | Aug 10, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Aug 11, 2022 to Oct 12, 2026 (4.2 years).
BJAN vs XUSP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.2 years both funds cover.
BJAN vs XUSP Performance
Innovator US Equity Buffer ETF - January (BJAN) is an ETF from Innovator ETFs Trust and Innovator Uncapped Accelerated US Equity ETF (XUSP) is an ETF from Innovator ETFs Trust. Over the past year BJAN returned +15.87% while XUSP returned +18.79%. Year to date, BJAN is up 11.29% versus a gain of 15.41% for XUSP.
Over three years, BJAN compounded at +18.23% per year against +26.52% for XUSP. Across the full 4-year window we track, XUSP has the edge at +18.72% annualized vs +14.52%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XUSP has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 10.7% for BJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.8% for BJAN and -22.6% for XUSP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BJAN charges 0.79% per year while XUSP charges 0.79%. On a $10,000 position that is $79 vs $79 annually. On income, BJAN currently yields 0.00% against 0.00% for XUSP.
You are not choosing between two funds in isolation.
Whichever of BJAN and XUSP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BJAN or XUSP?
BJAN has an expense ratio of 0.79% while XUSP charges 0.79%. At the precision these are quoted to, they cost the same.
Which performed better, BJAN or XUSP?
Over the past year BJAN returned +15.87% vs +18.79% for XUSP, so XUSP leads on 1-year performance. Over the longest common window we track (4 years), BJAN annualized +14.52% vs +18.72% for XUSP. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BJAN or XUSP?
XUSP has been the more volatile fund at 17.6% annualized versus 10.7% for BJAN. Worst drawdown: BJAN -13.8% vs XUSP -22.6%.
Should I hold both BJAN and XUSP?
BJAN and XUSP have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, BJAN or XUSP?
BJAN yields 0.00% while XUSP yields 0.00%, so XUSP currently pays the higher dividend yield.
Is XUSP better than BJAN?
XUSP led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.93. Which one suits a particular account depends on what it is for. This is information, not a recommendation.