BJAN vs VOO
Innovator US Equity Buffer ETF - January vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BJAN | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $342M | $979.0B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 6 | 509 | |
| YTD Return | +9.34% | +13.44% | |
| 1Y Return | +17.44% | +22.62% | |
| 3Y Return (annualized) | +16.57% | +21.47% | |
| 5Y Return (annualized) | +10.68% | +13.27% | |
| Volatility (annualized) | 11.7% | 14.1% | |
| Max Drawdown | -26.9% | -34.3% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Dec 31, 2018 | Sep 7, 2010 |
BJAN vs VOO Performance
Innovator US Equity Buffer ETF - January (BJAN) is a ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BJAN returned +17.44% while VOO returned +22.62%. Year to date, BJAN is up 9.34% versus a gain of 13.44% for VOO.
Over three years, BJAN compounded at +16.57% per year against +21.47% for VOO; over five years the annualized figures are +10.68% and +13.27% respectively. Across the full 8-year window we track, VOO has the edge at +13.55% annualized vs +12.72%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.7% for BJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.9% for BJAN and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BJAN charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, BJAN currently yields 0.00% against 1.09% for VOO.
Frequently Asked Questions
Which is cheaper, BJAN or VOO?
BJAN has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, BJAN or VOO?
Over the past year BJAN returned +17.44% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (8 years), BJAN annualized +12.72% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, BJAN or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 11.7% for BJAN. Worst drawdown: BJAN -26.9% vs VOO -34.3%.
Should I hold both BJAN and VOO?
BJAN and VOO have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, BJAN or VOO?
BJAN yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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