BKFI vs SPY

BKFI vs SPY

Which is better, BKFI or SPY?

SPY has been ahead.

SPY has a lower expense ratio. SPY led over 1Y.

Lower Fees: SPYHigher Returns (1Y): SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBKFISPY
Expense Ratio0.40%0.09%Best
AUM$248M$804.7B
Dividend Yield2.54%0.98%
Holdings284505
YTD Return-1.68%+12.09%Best
1Y Return-+16.29%
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+13.37%
Fund FamilyBNY Mellon Investment ManagementState Street Investment Management
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionJan 12, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

BKFI vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BKFI vs SPY Performance

BNY Mellon Active Core Bond ETF (BKFI) is an ETF from BNY Mellon Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, BKFI is down 1.68% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

BKFI charges 0.40% per year while SPY charges 0.09%. On a $10,000 position that is $40 vs $9 annually, a gap of $31 per year that compounds over a long holding period. On income, BKFI currently yields 2.54% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 75 holdings in BKFI and 504 in SPY, totalling 39.5% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 75 positions we hold weights for in BKFI and 504 in SPY, against full books of 284 and 505.

You are not choosing between two funds in isolation.

Whichever of BKFI and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BKFISPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BKFI or SPY?

BKFI has an expense ratio of 0.40% while SPY charges 0.09%. SPY is the cheaper option, by $31 a year on a $10,000 investment.

Which pays a higher dividend, BKFI or SPY?

BKFI yields 2.54% while SPY yields 0.98%, so BKFI currently pays the higher dividend yield.

Is SPY better than BKFI?

SPY has a lower expense ratio. SPY led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.