BKFI vs VTI
BNY Mellon Active Core Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BKFI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.03% | |
| AUM | $250M | $666.9B | |
| Dividend Yield | 2.16% | 1.07% | |
| Holdings | 249 | 3,543 | |
| YTD Return | -0.17% | +13.86% | |
| 1Y Return | - | +20.74% | |
| 3Y Return (annualized) | - | +21.66% | |
| 5Y Return (annualized) | - | +11.90% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -3.1% | -56.6% | |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jan 12, 2026 | May 24, 2001 |
BKFI vs VTI Performance
BNY Mellon Active Core Bond ETF (BKFI) is a ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, BKFI is down 0.17% versus a gain of 13.86% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for BKFI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
BKFI charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, BKFI currently yields 2.16% against 1.07% for VTI.
Holdings Overlap
BKFI and VTI share 0 holdings out of 2863 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKFI or VTI?
BKFI has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
What is the holdings overlap between BKFI and VTI?
BKFI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2863 unique securities.
Which pays a higher dividend, BKFI or VTI?
BKFI yields 2.16% while VTI yields 1.07%, so BKFI currently pays the higher dividend yield.
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