BLOX vs SCHD
Nicholas Crypto Income ETF vs Schwab US Dividend Equity ETF
Which is better, BLOX or SCHD?
Multicurrency against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BLOX | SCHD |
|---|---|---|
| Expense Ratio | 0.99% | 0.06%Best |
| AUM | $222M | $119.9B |
| Dividend Yield | 54.94% | 2.96% |
| Holdings | 138 | 204 |
| YTD Return | -27.64% | +33.09%Best |
| 1Y Return | -36.08% | +37.17%Best |
| 3Y Return (annualized) | - | +20.32% |
| 5Y Return (annualized) | - | +10.36% |
| Volatility (annualized) | 46.0% | 15.0%Best |
| Max Drawdown | -48.4% | -6.9%Best |
| $10,000 over 1.4 years | $8,440 | $14,220Best |
| Fund Family | XFunds | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multicurrency | Large Cap Value |
| Inception | Jun 17, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Jun 17, 2025 to Nov 11, 2026 (1.4 years).
BLOX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
BLOX vs SCHD Performance
Nicholas Crypto Income ETF (BLOX) is an ETF from XFunds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BLOX returned -36.08% while SCHD returned +37.17%. Year to date, BLOX is down 27.64% versus a gain of 33.09% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BLOX has been the more volatile fund, with annualized monthly volatility of 46.0% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.4% for BLOX and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.25. They move largely independently of each other.
Fees and Cost Over Time
BLOX charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, BLOX currently yields 54.94% against 2.96% for SCHD.
You are not choosing between two funds in isolation.
Whichever of BLOX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BLOX or SCHD?
BLOX has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option, by $93 a year on a $10,000 investment.
Which performed better, BLOX or SCHD?
Over the past year BLOX returned -36.08% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BLOX annualized -11.41% vs +28.59% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BLOX or SCHD?
BLOX has been the more volatile fund at 46.0% annualized versus 15.0% for SCHD. Worst drawdown: BLOX -48.4% vs SCHD -6.9%.
Should I hold both BLOX and SCHD?
BLOX and SCHD have a monthly-return correlation of -0.25, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BLOX or SCHD?
BLOX yields 54.94% while SCHD yields 2.96%, so BLOX currently pays the higher dividend yield.
Is SCHD better than BLOX?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.