BLOX vs VTI
Nicholas Crypto Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BLOX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $282M | $663.5B | |
| Dividend Yield | 44.28% | 1.07% | |
| Holdings | 77 | 3,543 | |
| YTD Return | -11.84% | +14.22% | |
| 1Y Return | -17.26% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 46.9% | 15.3% | |
| Max Drawdown | -47.1% | -56.6% | |
| Fund Family | XFunds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 17, 2025 | May 24, 2001 |
BLOX vs VTI Performance
Nicholas Crypto Income ETF (BLOX) is a ETF from XFunds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BLOX returned -17.26% while VTI returned +22.19%. Year to date, BLOX is down 11.84% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
BLOX has been the more volatile fund, with annualized monthly volatility of 46.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.1% for BLOX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BLOX charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, BLOX currently yields 44.28% against 1.07% for VTI.
Holdings Overlap
BLOX and VTI share 10 holdings out of 2791 unique holdings combined, representing a 6.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLOX or VTI?
BLOX has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, BLOX or VTI?
Over the past year BLOX returned -17.26% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), BLOX annualized +2.44% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, BLOX or VTI?
BLOX has been the more volatile fund at 46.9% annualized versus 15.3% for VTI. Worst drawdown: BLOX -47.1% vs VTI -56.6%.
Should I hold both BLOX and VTI?
BLOX and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BLOX and VTI?
BLOX and VTI share 10 common holdings with a 6.4% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, BLOX or VTI?
BLOX yields 44.28% while VTI yields 1.07%, so BLOX currently pays the higher dividend yield.
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