BLTD vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBLTDIVVWinner
Expense Ratio0.23%0.03%
AUM-$865.2B
Dividend Yield-1.09%
Holdings4508
YTD Return-1.30%+13.80%
1Y Return+0.58%+23.70%
3Y Return (annualized)-+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)5.9%15.1%
Max Drawdown-5.0%-56.5%
Fund FamilyBluemonte Investment ManagementiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionJun 20, 2025May 15, 2000

BLTD vs IVV Performance

Bluemonte Long Term Bond ETF (BLTD) is a ETF from Bluemonte Investment Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BLTD returned +0.58% while IVV returned +23.70%. Year to date, BLTD is down 1.30% versus a gain of 13.80% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.9% for BLTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.0% for BLTD and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.30. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BLTD charges 0.23% per year while IVV charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period.

Holdings Overlap

0.0%overlap

BLTD and IVV share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BLTD or IVV?

BLTD has an expense ratio of 0.23% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, BLTD or IVV?

Over the past year BLTD returned +0.58% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), BLTD annualized +2.18% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, BLTD or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 5.9% for BLTD. Worst drawdown: BLTD -5.0% vs IVV -56.5%.

Should I hold both BLTD and IVV?

BLTD and IVV have a monthly-return correlation of 0.30, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BLTD and IVV?

BLTD and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.

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