BLUX vs VTI
Bluemonte Dynamic Total Market ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. BLUX delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BLUX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $564M | $666.9B | |
| Dividend Yield | 1.08% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +15.66% | +12.65% | |
| 1Y Return | +23.28% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 11.7% | 15.3% | |
| Max Drawdown | -9.0% | -56.6% | |
| Fund Family | Bluemonte Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 20, 2025 | May 24, 2001 |
BLUX vs VTI Performance
Bluemonte Dynamic Total Market ETF (BLUX) is a ETF from Bluemonte Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BLUX returned +23.28% while VTI returned +21.39%. Year to date, BLUX is up 15.66% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.7% for BLUX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for BLUX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BLUX charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, BLUX currently yields 1.08% against 1.07% for VTI.
Holdings Overlap
BLUX and VTI share 0 holdings out of 2791 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLUX or VTI?
BLUX has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, BLUX or VTI?
Over the past year BLUX returned +23.28% vs +21.39% for VTI, so BLUX leads on 1-year performance. Over the longest common window we track (1 years), BLUX annualized +25.49% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, BLUX or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.7% for BLUX. Worst drawdown: BLUX -9.0% vs VTI -56.6%.
Should I hold both BLUX and VTI?
BLUX and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between BLUX and VTI?
BLUX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, BLUX or VTI?
BLUX yields 1.08% while VTI yields 1.07%, so BLUX currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.