BMAY vs XTOC
Innovator US Equity Buffer ETF - May vs Innovator US Equity Accelerated Plus ETF - October
Which is better, BMAY or XTOC?
Each has led over a different period.
BMAY led over 3Y, 5Y and the full window, XTOC over 1Y. The two have moved almost in lockstep, correlation 0.91.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BMAY | XTOC |
|---|---|---|
| Expense Ratio | 0.79%Tie | 0.79%Tie |
| AUM | $239M | $18M |
| Dividend Yield | 0.00% | 0.00% |
| Holdings | 18 | 15 |
| YTD Return | +9.12% | +12.25%Best |
| 1Y Return | +11.72% | +15.89%Best |
| 3Y Return (annualized) | +15.71%Best | +14.64% |
| 5Y Return (annualized) | +8.83%Best | +8.68% |
| Volatility (annualized) | 10.0%Best | 12.8% |
| Max Drawdown | -17.7%Best | -24.1% |
| $10,000 over 5 years | $15,267Best | $15,162 |
| Fund Family | Innovator ETFs Trust | Innovator ETFs Trust |
| Category | Alternative | Alternative |
| Style | Multi Alternative | Multi Alternative |
| Inception | Apr 30, 2020 | Sep 30, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2021 to Oct 15, 2026 (5 years).
BMAY vs XTOC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
BMAY vs XTOC Performance
Innovator US Equity Buffer ETF - May (BMAY) is an ETF from Innovator ETFs Trust and Innovator US Equity Accelerated Plus ETF - October (XTOC) is an ETF from Innovator ETFs Trust. Over the past year BMAY returned +11.72% while XTOC returned +15.89%. Year to date, BMAY is up 9.12% versus a gain of 12.25% for XTOC.
Over three years, BMAY compounded at +15.71% per year against +14.64% for XTOC; over five years the annualized figures are +8.83% and +8.68% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XTOC has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 10.0% for BMAY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.7% for BMAY and -24.1% for XTOC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BMAY charges 0.79% per year while XTOC charges 0.79%. On a $10,000 position that is $79 vs $79 annually. On income, BMAY currently yields 0.00% against 0.00% for XTOC.
You are not choosing between two funds in isolation.
Whichever of BMAY and XTOC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BMAY or XTOC?
BMAY has an expense ratio of 0.79% while XTOC charges 0.79%. At the precision these are quoted to, they cost the same.
Which performed better, BMAY or XTOC?
Over the past year BMAY returned +11.72% vs +15.89% for XTOC, so XTOC leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BMAY or XTOC?
XTOC has been the more volatile fund at 12.8% annualized versus 10.0% for BMAY. Worst drawdown: BMAY -17.7% vs XTOC -24.1%.
Should I hold both BMAY and XTOC?
BMAY and XTOC have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, BMAY or XTOC?
BMAY yields 0.00% while XTOC yields 0.00%, so XTOC currently pays the higher dividend yield.
Is XTOC better than BMAY?
BMAY led over 3Y, 5Y and the full window, XTOC over 1Y. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.