BMN vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBMNIVVWinner
Expense Ratio2.17%0.03%
AUM$156M$865.2B
Dividend Yield4.32%1.09%
Holdings170508
YTD Return-0.70%+13.80%
1Y Return+8.90%+23.01%
3Y Return (annualized)+5.28%+21.77%
5Y Return (annualized)-+13.39%
Volatility (annualized)9.5%15.1%
Max Drawdown-13.0%-56.5%
Fund FamilyBlackRock, Inc. (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionOct 26, 2022May 15, 2000

BMN vs IVV Performance

BlackRock 2037 Municipal Target Term Trust (BMN) is a ETF from BlackRock, Inc. (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BMN returned +8.90% while IVV returned +23.01%. Year to date, BMN is down 0.70% versus a gain of 13.80% for IVV.

Over three years, BMN compounded at +5.28% per year against +21.77% for IVV. Across the full 4-year window we track, IVV has the edge at +7.04% annualized vs +4.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.5% for BMN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.0% for BMN and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BMN charges 2.17% per year while IVV charges 0.03%. On a $10,000 position that is $217 vs $3 annually, a gap of $214 per year that compounds over a long holding period. On income, BMN currently yields 4.32% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

BMN and IVV share 0 holdings out of 568 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BMN or IVV?

BMN has an expense ratio of 2.17% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $214 per year of difference.

Which performed better, BMN or IVV?

Over the past year BMN returned +8.90% vs +23.01% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), BMN annualized +4.44% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, BMN or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 9.5% for BMN. Worst drawdown: BMN -13.0% vs IVV -56.5%.

Should I hold both BMN and IVV?

BMN and IVV have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BMN and IVV?

BMN and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 568 unique securities.

Which pays a higher dividend, BMN or IVV?

BMN yields 4.32% while IVV yields 1.09%, so BMN currently pays the higher dividend yield.

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