BNDD vs VTI
Quadratic Deflation ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BNDD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.02% | 0.03% | |
| AUM | $21M | $663.5B | |
| Dividend Yield | 3.82% | 1.07% | |
| Holdings | 4 | 3,543 | |
| YTD Return | +2.39% | +14.16% | |
| 1Y Return | +0.87% | +23.62% | |
| 3Y Return (annualized) | -4.18% | +21.43% | |
| 5Y Return (annualized) | -4.65% | +12.33% | |
| Volatility (annualized) | 11.4% | 15.3% | |
| Max Drawdown | -30.9% | -56.6% | |
| Fund Family | KraneShares | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 20, 2021 | May 24, 2001 |
BNDD vs VTI Performance
Quadratic Deflation ETF (BNDD) is a ETF from KraneShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BNDD returned +0.87% while VTI returned +23.62%. Year to date, BNDD is up 2.39% versus a gain of 14.16% for VTI.
Over three years, BNDD compounded at -4.18% per year against +21.43% for VTI; over five years the annualized figures are -4.65% and +12.33% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs -4.65%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.4% for BNDD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.9% for BNDD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BNDD charges 1.02% per year while VTI charges 0.03%. On a $10,000 position that is $102 vs $3 annually, a gap of $99 per year that compounds over a long holding period. On income, BNDD currently yields 3.82% against 1.07% for VTI.
Holdings Overlap
BNDD and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BNDD or VTI?
BNDD has an expense ratio of 1.02% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $99 per year of difference.
Which performed better, BNDD or VTI?
Over the past year BNDD returned +0.87% vs +23.62% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), BNDD annualized -4.65% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, BNDD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.4% for BNDD. Worst drawdown: BNDD -30.9% vs VTI -56.6%.
Should I hold both BNDD and VTI?
BNDD and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BNDD and VTI?
BNDD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, BNDD or VTI?
BNDD yields 3.82% while VTI yields 1.07%, so BNDD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.