BNDX vs RSP

Quick Verdict

BNDX has a lower expense ratio. RSP delivered stronger 1-year returns. BNDX offers more diversification with 1269 holdings.

Lower Fees: BNDXHigher Returns: RSPMore Diversified: BNDX

Side-by-Side Comparison

MetricBNDXRSPWinner
Expense Ratio0.07%0.20%
AUM$83.0B$97.4B
Dividend Yield4.45%1.51%
Holdings13,626510
YTD Return+0.54%+16.43%
1Y Return+1.08%+20.73%
3Y Return (annualized)+4.24%+15.53%
5Y Return (annualized)-0.04%+9.20%
Volatility (annualized)4.1%16.5%
Max Drawdown-17.2%-60.9%
Fund FamilyVanguard (US)Invesco (US)
CategoryFixed IncomeEquity
InceptionMay 31, 2013Apr 24, 2003

BNDX vs RSP Performance

Vanguard Total International Bond ETF (BNDX) is a ETF from Vanguard (US) and Invesco S&P 500 Equal Weight ETF (RSP) is a ETF from Invesco (US). Over the past year BNDX returned +1.08% while RSP returned +20.73%. Year to date, BNDX is up 0.54% versus a gain of 16.43% for RSP.

Over three years, BNDX compounded at +4.24% per year against +15.53% for RSP; over five years the annualized figures are -0.04% and +9.20% respectively. Across the full 13-year window we track, RSP has the edge at +10.15% annualized vs +1.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSP has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 4.1% for BNDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for BNDX and -60.9% for RSP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BNDX charges 0.07% per year while RSP charges 0.20%. On a $10,000 position that is $7 vs $20 annually, a gap of $13 per year that compounds over a long holding period. On income, BNDX currently yields 4.45% against 1.51% for RSP.

Holdings Overlap

0.0%overlap

BNDX and RSP share 0 holdings out of 1702 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BNDX or RSP?

BNDX has an expense ratio of 0.07% while RSP charges 0.20%. BNDX is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

Which performed better, BNDX or RSP?

Over the past year BNDX returned +1.08% vs +20.73% for RSP, so RSP leads on 1-year performance. Over the longest common window we track (13 years), BNDX annualized +1.09% vs +10.15% for RSP. Past performance does not guarantee future results.

Which is riskier, BNDX or RSP?

RSP has been the more volatile fund at 16.5% annualized versus 4.1% for BNDX. Worst drawdown: BNDX -17.2% vs RSP -60.9%.

Should I hold both BNDX and RSP?

BNDX and RSP have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BNDX and RSP?

BNDX and RSP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1702 unique securities.

Which pays a higher dividend, BNDX or RSP?

BNDX yields 4.45% while RSP yields 1.51%, so BNDX currently pays the higher dividend yield.

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