BNDX vs VIG

BNDX vs VIG

Which is better, BNDX or VIG?

Long Term Mid Quality against Large Cap Blend.

VIG has a lower expense ratio. VIG led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VIGHigher Returns: VIG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBNDXVIG
Expense Ratio0.07%0.04%Best
AUM$82.7B$111.4B
Dividend Yield4.58%1.48%
Holdings6,859335
YTD Return-0.77%+8.31%Best
1Y Return-0.36%+11.70%Best
3Y Return (annualized)+3.86%+15.76%Best
5Y Return (annualized)-0.16%+10.72%Best
Volatility (annualized)4.1%Best12.9%
Max Drawdown-17.2%Best-31.7%
$10,000 over 5 years$9,920$16,639Best
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Mid QualityLarge Cap Blend
InceptionMay 31, 2013Apr 21, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 4, 2013 to Sep 18, 2026 (13.3 years).

BNDX vs VIG growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BNDX vs VIG Performance

Vanguard Total International Bond ETF (BNDX) is an ETF from Vanguard (US) and Vanguard Dividend Appreciation ETF (VIG) is an ETF from Vanguard (US). Over the past year BNDX returned -0.36% while VIG returned +11.70%. Year to date, BNDX is down 0.77% versus a gain of 8.31% for VIG.

Over three years, BNDX compounded at +3.86% per year against +15.76% for VIG; over five years the annualized figures are -0.16% and +10.72% respectively. Across the full 13-year window we track, VIG has the edge at +10.70% annualized vs +0.98%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VIG has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 4.1% for BNDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for BNDX and -31.7% for VIG. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BNDX charges 0.07% per year while VIG charges 0.04%. On a $10,000 position that is $7 vs $4 annually, a gap of $3 per year that compounds over a long holding period. On income, BNDX currently yields 4.58% against 1.48% for VIG.

Holdings Overlap

We hold position weights for 943 holdings in BNDX and 322 in VIG, totalling 11.3% and 99.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 943 positions we hold weights for in BNDX and 322 in VIG, against full books of 6,859 and 335.

You are not choosing between two funds in isolation.

Whichever of BNDX and VIG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BNDXVIG

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BNDX or VIG?

BNDX has an expense ratio of 0.07% while VIG charges 0.04%. VIG is the cheaper option, by $3 a year on a $10,000 investment.

Which performed better, BNDX or VIG?

Over the past year BNDX returned -0.36% vs +11.70% for VIG, so VIG leads on 1-year performance. Over the longest common window we track (13 years), BNDX annualized +0.98% vs +10.70% for VIG. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BNDX or VIG?

VIG has been the more volatile fund at 12.9% annualized versus 4.1% for BNDX. Worst drawdown: BNDX -17.2% vs VIG -31.7%.

Should I hold both BNDX and VIG?

BNDX and VIG have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BNDX or VIG?

BNDX yields 4.58% while VIG yields 1.48%, so BNDX currently pays the higher dividend yield.

Is VIG better than BNDX?

VIG has a lower expense ratio. VIG led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.