BNDX vs VIG
Vanguard Total International Bond ETF vs Vanguard Dividend Appreciation ETF
Quick Verdict
VIG has a lower expense ratio. VIG delivered stronger 1-year returns. BNDX offers more diversification with 1269 holdings.
Side-by-Side Comparison
| Metric | BNDX | VIG | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.04% | |
| AUM | $83.0B | $110.2B | |
| Dividend Yield | 4.45% | 1.79% | |
| Holdings | 13,626 | 335 | |
| YTD Return | +0.35% | +12.26% | |
| 1Y Return | +1.09% | +20.77% | |
| 3Y Return (annualized) | +4.19% | +16.59% | |
| 5Y Return (annualized) | -0.06% | +10.76% | |
| Volatility (annualized) | 4.1% | 13.3% | |
| Max Drawdown | -17.2% | -48.2% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 31, 2013 | Apr 21, 2006 |
BNDX vs VIG Performance
Vanguard Total International Bond ETF (BNDX) is a ETF from Vanguard (US) and Vanguard Dividend Appreciation ETF (VIG) is a ETF from Vanguard (US). Over the past year BNDX returned +1.09% while VIG returned +20.77%. Year to date, BNDX is up 0.35% versus a gain of 12.26% for VIG.
Over three years, BNDX compounded at +4.19% per year against +16.59% for VIG; over five years the annualized figures are -0.06% and +10.76% respectively. Across the full 13-year window we track, VIG has the edge at +8.69% annualized vs +1.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VIG has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 4.1% for BNDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for BNDX and -48.2% for VIG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BNDX charges 0.07% per year while VIG charges 0.04%. On a $10,000 position that is $7 vs $4 annually, a gap of $3 per year that compounds over a long holding period. On income, BNDX currently yields 4.45% against 1.79% for VIG.
Holdings Overlap
BNDX and VIG share 0 holdings out of 1600 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BNDX or VIG?
BNDX has an expense ratio of 0.07% while VIG charges 0.04%. VIG is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, BNDX or VIG?
Over the past year BNDX returned +1.09% vs +20.77% for VIG, so VIG leads on 1-year performance. Over the longest common window we track (13 years), BNDX annualized +1.08% vs +8.69% for VIG. Past performance does not guarantee future results.
Which is riskier, BNDX or VIG?
VIG has been the more volatile fund at 13.3% annualized versus 4.1% for BNDX. Worst drawdown: BNDX -17.2% vs VIG -48.2%.
Should I hold both BNDX and VIG?
BNDX and VIG have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BNDX and VIG?
BNDX and VIG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1600 unique securities.
Which pays a higher dividend, BNDX or VIG?
BNDX yields 4.45% while VIG yields 1.79%, so BNDX currently pays the higher dividend yield.
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