BPH vs VTI

Quick Verdict

VTI has a lower expense ratio. BPH delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: BPHMore Diversified: VTI

Side-by-Side Comparison

MetricBPHVTIWinner
Expense Ratio0.19%0.03%
AUM$2M$663.5B
Dividend Yield2.70%1.07%
Holdings23,543
YTD Return+17.47%+14.20%
1Y Return+25.57%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)35.4%15.3%
Max Drawdown-26.3%-56.6%
Fund FamilyADRHVanguard (US)
CategoryAlternativeEquity
InceptionJan 3, 2025May 24, 2001

BPH vs VTI Performance

BP P.L.C. ADRhedged (BPH) is a ETF from ADRH and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BPH returned +25.57% while VTI returned +24.16%. Year to date, BPH is up 17.47% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

BPH has been the more volatile fund, with annualized monthly volatility of 35.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.3% for BPH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.22. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BPH charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, BPH currently yields 2.70% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BPH and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BPH or VTI?

BPH has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, BPH or VTI?

Over the past year BPH returned +25.57% vs +24.16% for VTI, so BPH leads on 1-year performance. Over the longest common window we track (2 years), BPH annualized +17.33% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, BPH or VTI?

BPH has been the more volatile fund at 35.4% annualized versus 15.3% for VTI. Worst drawdown: BPH -26.3% vs VTI -56.6%.

Should I hold both BPH and VTI?

BPH and VTI have a monthly-return correlation of -0.22, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BPH and VTI?

BPH and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, BPH or VTI?

BPH yields 2.70% while VTI yields 1.07%, so BPH currently pays the higher dividend yield.

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