Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBPIIVVWinner
Expense Ratio0.65%0.03%
AUM$3M$865.2B
Dividend Yield29.66%1.09%
Holdings6508
YTD Return-24.15%+13.80%
1Y Return-41.19%+23.70%
3Y Return (annualized)-+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)34.9%15.1%
Max Drawdown-49.2%-56.5%
Fund FamilyGrayscaleiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionApr 2, 2025May 15, 2000

BPI vs IVV Performance

Grayscale Bitcoin Premium Income ETF (BPI) is a ETF from Grayscale and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BPI returned -41.19% while IVV returned +23.70%. Year to date, BPI is down 24.15% versus a gain of 13.80% for IVV.

Risk: Volatility and Drawdowns

BPI has been the more volatile fund, with annualized monthly volatility of 34.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -49.2% for BPI and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BPI charges 0.65% per year while IVV charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, BPI currently yields 29.66% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

BPI and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BPI or IVV?

BPI has an expense ratio of 0.65% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, BPI or IVV?

Over the past year BPI returned -41.19% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), BPI annualized -18.13% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, BPI or IVV?

BPI has been the more volatile fund at 34.9% annualized versus 15.1% for IVV. Worst drawdown: BPI -49.2% vs IVV -56.5%.

Should I hold both BPI and IVV?

BPI and IVV have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BPI and IVV?

BPI and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, BPI or IVV?

BPI yields 29.66% while IVV yields 1.09%, so BPI currently pays the higher dividend yield.

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