BRNY vs SCHD
Burney US Factor Rotation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BRNY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.06% | |
| AUM | $580M | $103.7B | |
| Dividend Yield | 0.20% | 3.31% | |
| Holdings | 68 | 104 | |
| YTD Return | +16.12% | +25.62% | |
| 1Y Return | +28.93% | +32.62% | |
| 3Y Return (annualized) | +26.64% | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 14.6% | 13.6% | |
| Max Drawdown | -19.1% | -33.4% | |
| Fund Family | Burney Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 13, 2022 | Oct 20, 2011 |
BRNY vs SCHD Performance
Burney US Factor Rotation ETF (BRNY) is a ETF from Burney Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BRNY returned +28.93% while SCHD returned +32.62%. Year to date, BRNY is up 16.12% versus a gain of 25.62% for SCHD.
Over three years, BRNY compounded at +26.64% per year against +15.58% for SCHD. Across the full 4-year window we track, BRNY has the edge at +26.34% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BRNY has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for BRNY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BRNY charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, BRNY currently yields 0.20% against 3.31% for SCHD.
Holdings Overlap
BRNY and SCHD share 1 holdings out of 166 unique holdings combined, representing a 0.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BRNY | Weight in SCHD | Difference |
|---|---|---|---|
| TGT | 0.46% | 1.63% | 1.17% |
Frequently Asked Questions
Which is cheaper, BRNY or SCHD?
BRNY has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
Which performed better, BRNY or SCHD?
Over the past year BRNY returned +28.93% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BRNY annualized +26.34% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, BRNY or SCHD?
BRNY has been the more volatile fund at 14.6% annualized versus 13.6% for SCHD. Worst drawdown: BRNY -19.1% vs SCHD -33.4%.
Should I hold both BRNY and SCHD?
BRNY and SCHD have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BRNY and SCHD?
BRNY and SCHD share 1 common holdings with a 0.5% weight overlap. Combined, they hold 166 unique securities.
Which pays a higher dividend, BRNY or SCHD?
BRNY yields 0.20% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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