BRNY vs SCHD
Burney US Factor Rotation ETF vs Schwab US Dividend Equity ETF
Which is better, BRNY or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. BRNY led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BRNY | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $605M | $112.1B |
| Dividend Yield | 0.20% | 3.00% |
| Holdings | 74 | 103 |
| YTD Return | +14.68% | +21.33%Best |
| 1Y Return | +20.91% | +25.15%Best |
| 3Y Return (annualized) | +26.92%Best | +15.43% |
| 5Y Return (annualized) | - | +9.32% |
| Volatility (annualized) | 14.5% | 13.6%Best |
| Max Drawdown | -19.1% | -16.1%Best |
| $10,000 over 3.9 years | $23,913Best | $16,664 |
| Top 10 Weight | 48.4% | 41.8%Best |
| Fund Family | Burney Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 13, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 14, 2022 to Sep 24, 2026 (3.9 years).
BRNY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
BRNY vs SCHD Performance
Burney US Factor Rotation ETF (BRNY) is an ETF from Burney Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BRNY returned +20.91% while SCHD returned +25.15%. Year to date, BRNY is up 14.68% versus a gain of 21.33% for SCHD.
Over three years, BRNY compounded at +26.92% per year against +15.43% for SCHD. Across the full 4-year window we track, BRNY has the edge at +25.05% annualized vs +13.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BRNY has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for BRNY and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BRNY charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, BRNY currently yields 0.20% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 71 holdings in BRNY and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 71 positions we hold weights for in BRNY and 100 in SCHD, against full books of 74 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for BRNY (99.9% of the fund), and 64 for BRNY that do not appear in SCHD (92.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BRNY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BRNY or SCHD?
BRNY has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
Which performed better, BRNY or SCHD?
Over the past year BRNY returned +20.91% vs +25.15% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BRNY annualized +25.05% vs +13.99% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BRNY or SCHD?
BRNY has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: BRNY -19.1% vs SCHD -16.1%.
Should I hold both BRNY and SCHD?
BRNY and SCHD have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BRNY or SCHD?
BRNY yields 0.20% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BRNY?
SCHD has a lower expense ratio. BRNY led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.