BSCS vs QQQ
Invesco BulletShares 2028 Corporate Bond ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
BSCS has a lower expense ratio. QQQ delivered stronger 1-year returns. BSCS offers more diversification with 474 holdings.
Side-by-Side Comparison
| Metric | BSCS | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.18% | |
| AUM | $3.5B | $496.3B | |
| Dividend Yield | 4.45% | 0.44% | |
| Holdings | 474 | 108 | |
| YTD Return | +1.46% | +19.52% | |
| 1Y Return | +3.64% | +26.68% | |
| 3Y Return (annualized) | +5.96% | +26.64% | |
| 5Y Return (annualized) | +1.21% | +15.36% | |
| Volatility (annualized) | 6.5% | 30.6% | |
| Max Drawdown | -18.4% | -83.0% | |
| Fund Family | Invesco (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 9, 2018 | Mar 10, 1999 |
BSCS vs QQQ Performance
Invesco BulletShares 2028 Corporate Bond ETF (BSCS) is a ETF from Invesco (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BSCS returned +3.64% while QQQ returned +26.68%. Year to date, BSCS is up 1.46% versus a gain of 19.52% for QQQ.
Over three years, BSCS compounded at +5.96% per year against +26.64% for QQQ; over five years the annualized figures are +1.21% and +15.36% respectively. Across the full 8-year window we track, QQQ has the edge at +13.14% annualized vs +2.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 6.5% for BSCS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for BSCS and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSCS charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, BSCS currently yields 4.45% against 0.44% for QQQ.
Holdings Overlap
BSCS and QQQ share 1 holdings out of 531 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BSCS | Weight in QQQ | Difference |
|---|---|---|---|
| PYPL | 0.15% | 0.22% | 0.07% |
Frequently Asked Questions
Which is cheaper, BSCS or QQQ?
BSCS has an expense ratio of 0.10% while QQQ charges 0.18%. BSCS is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, BSCS or QQQ?
Over the past year BSCS returned +3.64% vs +26.68% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (8 years), BSCS annualized +2.76% vs +13.14% for QQQ. Past performance does not guarantee future results.
Which is riskier, BSCS or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 6.5% for BSCS. Worst drawdown: BSCS -18.4% vs QQQ -83.0%.
Should I hold both BSCS and QQQ?
BSCS and QQQ have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSCS and QQQ?
BSCS and QQQ share 1 common holdings with a 0.1% weight overlap. Combined, they hold 531 unique securities.
Which pays a higher dividend, BSCS or QQQ?
BSCS yields 4.45% while QQQ yields 0.44%, so BSCS currently pays the higher dividend yield.
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