BSCY vs VXUS

BSCY vs VXUS

Which is better, BSCY or VXUS?

Investment Grade Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSCYVXUS
Expense Ratio0.10%0.05%Best
AUM$596M$158.1B
Dividend Yield4.95%2.51%
Holdings2968,747
YTD Return-1.77%+14.94%Best
1Y Return-0.77%+21.99%Best
3Y Return (annualized)-+20.89%
5Y Return (annualized)-+9.48%
Volatility (annualized)4.8%Best11.3%
Max Drawdown-5.1%Best-13.6%
$10,000 over 2.3 years$11,024$15,306Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Blend
InceptionJun 12, 2024Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 12, 2024 to Sep 22, 2026 (2.3 years).

BSCY vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.

BSCY vs VXUS Performance

Invesco BulletShares 2034 Corporate Bond ETF (BSCY) is an ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year BSCY returned -0.77% while VXUS returned +21.99%. Year to date, BSCY is down 1.77% versus a gain of 14.94% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 11.3% compared with 4.8% for BSCY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.1% for BSCY and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BSCY charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, BSCY currently yields 4.95% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 289 holdings in BSCY and 8,082 in VXUS, totalling 97.0% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 289 positions we hold weights for in BSCY and 8,082 in VXUS, against full books of 296 and 8,747.

What only one of them owns

Measured across the 289 and 8,082 positions we hold weights for.

VXUS holds 35 positions BSCY does not, 2.3% of the fund.

Largest: MKL 0.76%, SHEL 0.57%, VWO 0.11%, JD 0.09%, ALC 0.08%

You are not choosing between two funds in isolation.

Whichever of BSCY and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSCYVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSCY or VXUS?

BSCY has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option, by $5 a year on a $10,000 investment.

Which performed better, BSCY or VXUS?

Over the past year BSCY returned -0.77% vs +21.99% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), BSCY annualized +4.33% vs +20.33% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSCY or VXUS?

VXUS has been the more volatile fund at 11.3% annualized versus 4.8% for BSCY. Worst drawdown: BSCY -5.1% vs VXUS -13.6%.

Should I hold both BSCY and VXUS?

BSCY and VXUS have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSCY or VXUS?

BSCY yields 4.95% while VXUS yields 2.51%, so BSCY currently pays the higher dividend yield.

Is VXUS better than BSCY?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.