BSCY vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricBSCYVXUSWinner
Expense Ratio0.10%0.05%
AUM$552M$156.5B
Dividend Yield4.88%2.60%
Holdings2978,747
YTD Return-0.06%+14.57%
1Y Return+2.73%+27.82%
3Y Return (annualized)-+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)4.7%15.1%
Max Drawdown-5.1%-39.9%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJun 12, 2024Jan 26, 2011

BSCY vs VXUS Performance

Invesco BulletShares 2034 Corporate Bond ETF (BSCY) is a ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BSCY returned +2.73% while VXUS returned +27.82%. Year to date, BSCY is down 0.06% versus a gain of 14.57% for VXUS.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.7% for BSCY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.1% for BSCY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BSCY charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, BSCY currently yields 4.88% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

BSCY and VXUS share 0 holdings out of 8151 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSCY or VXUS?

BSCY has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, BSCY or VXUS?

Over the past year BSCY returned +2.73% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), BSCY annualized +5.44% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, BSCY or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 4.7% for BSCY. Worst drawdown: BSCY -5.1% vs VXUS -39.9%.

Should I hold both BSCY and VXUS?

BSCY and VXUS have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSCY and VXUS?

BSCY and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8151 unique securities.

Which pays a higher dividend, BSCY or VXUS?

BSCY yields 4.88% while VXUS yields 2.60%, so BSCY currently pays the higher dividend yield.

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