BSCZ vs QQQ
Invesco BulletShares 2035 Corporate Bond ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
BSCZ has a lower expense ratio. QQQ delivered stronger 1-year returns. BSCZ offers more diversification with 315 holdings.
Side-by-Side Comparison
| Metric | BSCZ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.18% | |
| AUM | $278M | $496.3B | |
| Dividend Yield | 4.62% | 0.44% | |
| Holdings | 315 | 108 | |
| YTD Return | -0.87% | +16.64% | |
| 1Y Return | +2.37% | +27.27% | |
| 3Y Return (annualized) | - | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | 3.7% | 30.6% | |
| Max Drawdown | -3.3% | -83.0% | |
| Fund Family | Invesco (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 11, 2025 | Mar 10, 1999 |
BSCZ vs QQQ Performance
Invesco BulletShares 2035 Corporate Bond ETF (BSCZ) is a ETF from Invesco (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BSCZ returned +2.37% while QQQ returned +27.27%. Year to date, BSCZ is down 0.87% versus a gain of 16.64% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.7% for BSCZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.3% for BSCZ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSCZ charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, BSCZ currently yields 4.62% against 0.44% for QQQ.
Holdings Overlap
BSCZ and QQQ share 0 holdings out of 363 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSCZ or QQQ?
BSCZ has an expense ratio of 0.10% while QQQ charges 0.18%. BSCZ is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, BSCZ or QQQ?
Over the past year BSCZ returned +2.37% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), BSCZ annualized +3.88% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, BSCZ or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 3.7% for BSCZ. Worst drawdown: BSCZ -3.3% vs QQQ -83.0%.
Should I hold both BSCZ and QQQ?
BSCZ and QQQ have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSCZ and QQQ?
BSCZ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 363 unique securities.
Which pays a higher dividend, BSCZ or QQQ?
BSCZ yields 4.62% while QQQ yields 0.44%, so BSCZ currently pays the higher dividend yield.
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