BSCZ vs VYM
Invesco BulletShares 2035 Corporate Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | BSCZ | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.04% | |
| AUM | $277M | $79.0B | |
| Dividend Yield | 4.51% | 2.86% | |
| Holdings | 315 | 568 | |
| YTD Return | -0.62% | +16.53% | |
| 1Y Return | +2.33% | +25.03% | |
| 3Y Return (annualized) | - | +18.54% | |
| 5Y Return (annualized) | - | +12.25% | |
| Volatility (annualized) | 3.7% | 14.6% | |
| Max Drawdown | -3.3% | -58.8% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 11, 2025 | Nov 10, 2006 |
BSCZ vs VYM Performance
Invesco BulletShares 2035 Corporate Bond ETF (BSCZ) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BSCZ returned +2.33% while VYM returned +25.03%. Year to date, BSCZ is down 0.62% versus a gain of 16.53% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.7% for BSCZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.3% for BSCZ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSCZ charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, BSCZ currently yields 4.51% against 2.86% for VYM.
Holdings Overlap
BSCZ and VYM share 0 holdings out of 819 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSCZ or VYM?
BSCZ has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, BSCZ or VYM?
Over the past year BSCZ returned +2.33% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), BSCZ annualized +4.19% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, BSCZ or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 3.7% for BSCZ. Worst drawdown: BSCZ -3.3% vs VYM -58.8%.
Should I hold both BSCZ and VYM?
BSCZ and VYM have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSCZ and VYM?
BSCZ and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 819 unique securities.
Which pays a higher dividend, BSCZ or VYM?
BSCZ yields 4.51% while VYM yields 2.86%, so BSCZ currently pays the higher dividend yield.
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