BSMS vs VXUS
BSMS vs VXUS
Invesco BulletShares 2028 Municipal Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | BSMS | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.05% | |
| AUM | $310M | $156.5B | |
| Dividend Yield | 2.77% | 2.60% | |
| Holdings | 2,109 | 8,747 | |
| YTD Return | +1.19% | +14.57% | |
| 1Y Return | +3.24% | +27.82% | |
| 3Y Return (annualized) | +3.07% | +19.27% | |
| 5Y Return (annualized) | -0.04% | +9.28% | |
| Volatility (annualized) | 5.4% | 15.1% | |
| Max Drawdown | -15.0% | -39.9% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 25, 2019 | Jan 26, 2011 |
BSMS vs VXUS Performance
Invesco BulletShares 2028 Municipal Bond ETF (BSMS) is a ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BSMS returned +3.24% while VXUS returned +27.82%. Year to date, BSMS is up 1.19% versus a gain of 14.57% for VXUS.
Over three years, BSMS compounded at +3.07% per year against +19.27% for VXUS; over five years the annualized figures are -0.04% and +9.28% respectively. Across the full 7-year window we track, VXUS has the edge at +4.86% annualized vs +0.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.4% for BSMS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.0% for BSMS and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSMS charges 0.18% per year while VXUS charges 0.05%. On a $10,000 position that is $18 vs $5 annually, a gap of $13 per year that compounds over a long holding period. On income, BSMS currently yields 2.77% against 2.60% for VXUS.
Holdings Overlap
BSMS and VXUS share 0 holdings out of 8482 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSMS or VXUS?
BSMS has an expense ratio of 0.18% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, BSMS or VXUS?
Over the past year BSMS returned +3.24% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), BSMS annualized +0.88% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, BSMS or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 5.4% for BSMS. Worst drawdown: BSMS -15.0% vs VXUS -39.9%.
Should I hold both BSMS and VXUS?
BSMS and VXUS have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSMS and VXUS?
BSMS and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8482 unique securities.
Which pays a higher dividend, BSMS or VXUS?
BSMS yields 2.77% while VXUS yields 2.60%, so BSMS currently pays the higher dividend yield.
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