BST vs SCHD
BlackRock Science and Technology Trust vs Schwab US Dividend Equity ETF
Which is better, BST or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. BST led over 1Y, 3Y and the full window, SCHD over 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BST | SCHD |
|---|---|---|
| Expense Ratio | 1.10% | 0.06%Best |
| AUM | $1.8B | $112.1B |
| Dividend Yield | 8.06% | 3.00% |
| Holdings | 88 | 103 |
| YTD Return | +30.20%Best | +24.23% |
| 1Y Return | +37.32%Best | +27.90% |
| 3Y Return (annualized) | +27.21%Best | +15.55% |
| 5Y Return (annualized) | +8.22% | +9.97%Best |
| Volatility (annualized) | 22.9% | 14.7%Best |
| Max Drawdown | -46.6% | -33.4%Best |
| $10,000 over 5 years | $14,844 | $16,083Best |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Oct 29, 2014 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 29, 2014 to Sep 17, 2026 (11.9 years).
BST vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.9 years both funds cover.
BST vs SCHD Performance
BlackRock Science and Technology Trust (BST) is an ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BST returned +37.32% while SCHD returned +27.90%. Year to date, BST is up 30.20% versus a gain of 24.23% for SCHD.
Over three years, BST compounded at +27.21% per year against +15.55% for SCHD; over five years the annualized figures are +8.22% and +9.97% respectively. Across the full 12-year window we track, BST has the edge at +12.66% annualized vs +10.23%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BST has been the more volatile fund, with annualized monthly volatility of 22.9% compared with 14.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.6% for BST and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BST charges 1.10% per year while SCHD charges 0.06%. On a $10,000 position that is $110 vs $6 annually, a gap of $104 per year that compounds over a long holding period. On income, BST currently yields 8.06% against 3.00% for SCHD.
Holdings Overlap
At least 2.8% of SCHD's money is in holdings BST also owns.
Stated as a floor: for BST, our book for it covers 73.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and BST share little of their money.
The two holdings books were reported 243 days apart, BST as of Dec 31, 2025 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 47 positions we hold weights for in BST and 100 in SCHD, against full books of 88 and 103.
Top Shared Holdings
| Stock | Weight in BST | Weight in SCHD | Difference |
|---|---|---|---|
| ADPAutomatic Data Processing, Inc. | 0.15% | 2.79% | 2.64% |
You are not choosing between two funds in isolation.
Whichever of BST and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BST or SCHD?
BST has an expense ratio of 1.10% while SCHD charges 0.06%. SCHD is the cheaper option, by $104 a year on a $10,000 investment.
Which performed better, BST or SCHD?
Over the past year BST returned +37.32% vs +27.90% for SCHD, so BST leads on 1-year performance. Over the longest common window we track (12 years), BST annualized +12.66% vs +10.23% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BST or SCHD?
BST has been the more volatile fund at 22.9% annualized versus 14.7% for SCHD. Worst drawdown: BST -46.6% vs SCHD -33.4%.
Should I hold both BST and SCHD?
BST and SCHD have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BST and SCHD?
At least 2.8% of SCHD's money is in holdings BST also owns. Our book for BST is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 47 positions we hold weights for in BST and 100 in SCHD.
Which pays a higher dividend, BST or SCHD?
BST yields 8.06% while SCHD yields 3.00%, so BST currently pays the higher dividend yield.
Is SCHD better than BST?
SCHD has a lower expense ratio. BST led over 1Y, 3Y and the full window, SCHD over 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.