Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricBTCCVYMWinner
Expense Ratio0.65%0.04%
AUM$14M$79.0B
Dividend Yield96.32%2.86%
Holdings6568
YTD Return-19.90%+15.80%
1Y Return-36.78%+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)29.6%14.6%
Max Drawdown-44.4%-58.8%
Fund FamilyGrayscaleVanguard (US)
CategoryAlternativeEquity
InceptionApr 2, 2025Nov 10, 2006

BTCC vs VYM Performance

Grayscale Bitcoin Covered Call ETF (BTCC) is a ETF from Grayscale and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BTCC returned -36.78% while VYM returned +26.12%. Year to date, BTCC is down 19.90% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

BTCC has been the more volatile fund, with annualized monthly volatility of 29.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.4% for BTCC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.09. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BTCC charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, BTCC currently yields 96.32% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

BTCC and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BTCC or VYM?

BTCC has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, BTCC or VYM?

Over the past year BTCC returned -36.78% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), BTCC annualized -18.49% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, BTCC or VYM?

BTCC has been the more volatile fund at 29.6% annualized versus 14.6% for VYM. Worst drawdown: BTCC -44.4% vs VYM -58.8%.

Should I hold both BTCC and VYM?

BTCC and VYM have a monthly-return correlation of 0.09, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BTCC and VYM?

BTCC and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, BTCC or VYM?

BTCC yields 96.32% while VYM yields 2.86%, so BTCC currently pays the higher dividend yield.

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